Blog Archives - Otterstedt Insurance Agency

You’ve Been Hacked. Now What?

Written on October 22, 2025.

Cyberattacks on businesses are becoming increasingly destructive. According to IBM’s “Cost of a Data Breach Report 2025,” the U.S. broke records in 2024, with data breach costs soaring to $10.22 million. That’s up 9% from 2023. The report attributed this surge to higher...

Fall Car Care Tips

Written on September 22, 2025.

If you live in a colder region of the country, you know the toll that snow and ice can take on your car. In honor of National Car Care Month (October), follow these tips to prepare your car for the winter weather ahead. Install winter tires Winter tires provide better traction,...

Autumn Maintenance Tips for Business Owners

Written on September 10, 2025.

The changing seasons are an excellent time for property inspection and cleanup. You might have missed maintenance issues over the summer. Or maybe the heat and rain brought new issues to the surface. Add these tasks to your maintenance rundown to prevent injuries and damage. Repair...

Prepare Now for Hurricane Season

Written on August 29, 2025.

If you live anywhere near the East or Gulf Coast, hurricanes are a fact of life. But just because a hurricane is inevitable doesn’t mean you should be complacent. In honor of National Hurricane Preparedness Week, here are some facts you should know about hurricanes and steps to prepare...

Back-to-School Tips for Working Parents

Written on August 19, 2025.

Summer vacation often gives families more time than usual to connect. However, as the summer comes to an end, families begin to think about sending their children back to school. The return of school schedules, homework, sports and other extracurricular activities can often bump family time...

Your Recreational Boat Needs Coverage In and Out of The Water

Written on August 4, 2025.

Many home insurance policies provide partial coverage for watercraft, but you’ll probably need specific boat insurance to fully protect your recreational boat. Most homeowners policies pay out just $1,000, or 10% of your home’s insured value, for watercraft. And they don’t...

Summer Fun — and Hazards

Written on July 21, 2025.

Summer is all about getting outdoors. But it isn’t without hazards. Taking some simple precautions can help you protect your skin, eyes, and body while you make the most of the season. Prevent Sunburns You may think of sunburns as more of an inconvenience than a true health hazard. But...