Auto Insurance Archives - Otterstedt Insurance Agency

Annual Business Insurance Checkup: Make Sure You Have The Proper Coverage

Written on December 22, 2021.

Reviewing your business insurance during an annual checkup is important for ensuring your business is successful and you aren’t missing any coverage. Depending on how your business may have changed or grown since your last review, you should consider examining your policies to see if...

What Type of Insurance Do You Need as a Rideshare Driver?

Written on April 27, 2019.

Rideshare drivers have unique insurance needs and often find out, too late, that their existing insurance coverage does not protect them if they have an accident while driving to pick up passengers or returning home after dropping passengers off. Doesn’t the Rideshare Company Provide...

What Type of Insurance Do You Need as a Landscaper?

Written on April 16, 2019.

As a landscaping business owner, you might fear you don’t have the right amount of insurance protection to meet your needs. That’s more than a legitimate concern because failing to have adequate protection for your business places you in serious risk if something goes wrong. So, what...

What Type of Insurance Do You Need as a Plumber?

Written on March 21, 2019.

Plumbing businesses are businesses. Just like any other businesses, you need business insurance to protect your personal interests and assets. Whether you are a residential or commercial plumber, you have unique challenges, risks, and insurance needs. These are among the types of...

Employer Company Car Accidents & Violations: Who is Liable?

Written on February 15, 2019.

When employees use business vehicles for business errands, the question of liability and responsibility often arises. Who is responsible for acts of drivers in business vehicles? It’s a question some employers do not even consider until a violation, accident, property damage, or injury has...

Own a Snow Plow Company? Make Sure You Have the Right Insurance

Written on November 29, 2018.

As winter begins, snow plow companies of all sizes are getting ready for work. You know the work that goes into preparing your crews for the long winter ahead involves many tasks, including: Checking equipmentPerforming routine vehicle maintenanceVerifying salt suppliesUpdating GPS...

How Does No Fault Auto Insurance Work?

Written on September 20, 2018.

The term “no-fault” when it comes to auto insurance has been somewhat misused and abused over the years. The important thing to understand is that there are only 16 states (plus Puerto Rico) that have no-fault auto insurance laws. If you do not live in Puerto Rico or one of the following...

Can I Have My Personal Auto Policy Added to My Business Policy?

Written on September 29, 2017.

Getting the right kind of auto insurance coverage to meet your needs, whether you’re insuring a business or personal vehicle can be a bit tricky. When you use the same vehicle for personal and professional purposes, though, it becomes trickier still – with many people wondering if they can add...