Renters Insurance Archives - Otterstedt Insurance Agency

Your Back-To-School Insurance Checklist

Written on August 11, 2023.

Summer is starting to wrap up, which means one thing: Back-To-School. You and your kids are probably gearing up for the upcoming school year. Whether your child is in another year of elementary school or if it’s your first time sending your child to college, we’ve got you covered with our...

Is Flood Insurance Included in Renters Insurance?

Written on January 18, 2021.

You found the ideal apartment, passed a background check with flying colors, signed your lease, and even went so far as to take out some renters insurance to ensure your belongings are covered if something were to go wrong. But, before you call it a day and get too comfortable in your new...

The Tenants Guide to Renters Insurance

Written on July 1, 2019.

Renters insurance is becoming increasingly important for tenants in today’s society. Many renters fail to understand how costly it is to replace everyday essentials all at once if they become displaced due to a fire, hurricane, or another covered event. But that is only a small portion...

The Risks of Being Underinsured

Written on February 26, 2019.

You probably know by now how important it is to have insurance coverage. What you may not know, until you find yourself filing a claim, is that being underinsured on your home, auto, personal umbrella, renters, flood, or liability insurance protection can be really painful as well. In...

Explain My Coverage

Written on February 12, 2019.

Understanding the types of insurance coverages available is a critical part of protecting you and your families financial security. Below are some of the top insurance coverages the average household requires. Auto Insurance Coverage Auto insurance coverage provides financial...

Will My Policy Premium Stay the Same Every Year?

Written on December 13, 2018.

Because so many things can change in a year, it’s important to review your policy annually to determine which, if any, changes you need to make in coverage. These are some of the things that can affect your policy premiums from year to year. Claims The unfortunate reality is that...

What New College Graduates Need to Know About Insurance

Written on May 31, 2018.

You’ve just graduated college and the world is at your feet. Before you go out into the world, it’s important to learn a few key facts about insurance and your need for it. This guide will walk you through three of the most common types of insurance you’re likely to need: Health Insurance...

How To Create a Home Inventory & Why It’s Important

Written on March 20, 2018.

If there was a fire, flood, or another disaster, would you know all the possessions you had? Chances are, you wouldn’t. That’s why a home inventory list is important, whether you live in a single-family home, condo, or apartment. It will help you determine your losses and make your...

Condo Owner’s Policy Vs. Condo Association Insurance Policy: Key Differences

Written on June 19, 2017.

Condo owners have different insurance needs than traditional homeowners. In addition to insurance that covers your individual unit and personal possessions, the condo association itself will have an insurance policy. Some condo owners believe the association’s policy is all they need to...

Renting Your House With Airbnb? Make Sure You Are Insured Properly

Written on August 5, 2016.

Are you renting out your home through Airbnb? It’s tempting to put your empty home to work earning money for you. Or even a room recently vacated by a college-bound student. Just be sure, before you dive into an agreement, that you have the right kind of insurance to protect your family should...