The Risks of Being Underinsured

You probably know by now how important it is to have insurance coverage. What you may not know, until you find yourself filing a claim, is that being underinsured on your home, auto, personal umbrella, renters, flood, or liability insurance protection can be really painful as well. In fact, it can be financially devastating for […]

Explain My Coverage

Understanding the types of insurance coverages available is a critical part of protecting you and your families financial security.  Below are some of the top insurance coverages the average household requires. Auto Insurance Coverage Auto insurance coverage provides financial protection if you are in an auto accident. The type of protection you receive depends on […]

Will My Policy Premium Stay the Same Every Year?

Because so many things can change in a year, it’s important to review your policy annually to determine which, if any, changes you need to make in coverage. These are some of the things that can affect your policy premiums from year to year. Claims The unfortunate reality is that insurance is a business of […]

What New College Graduates Need to Know About Insurance

You’ve just graduated college and the world is at your feet. Before you go out into the world, it’s important to learn a few key facts about insurance and your need for it. This guide will walk you through three of the most common types of insurance you’re likely to need: Health Insurance Renters Insurance Auto […]

How To Create a Home Inventory & Why It’s Important

If there was a fire, flood, or another disaster, would you know all the possessions you had? Chances are, you wouldn’t. That’s why a home inventory list is important, whether you live in a single-family home, condo, or apartment. It will help you determine your losses and make your insurance claim settle faster, according to […]

Condo Owner’s Policy Vs. Condo Association Insurance Policy: Key Differences

Condo owners have different insurance needs than traditional homeowners. In addition to insurance that covers your individual unit and personal possessions, the condo association itself will have an insurance policy. Some condo owners believe the association’s policy is all they need to protect their investments. Understanding the difference between these two policies can save you […]

Renting Your House With Airbnb? Make Sure You Are Insured Properly

Are you renting out your home through Airbnb? It’s tempting to put your empty home to work earning money for you. Or even a room recently vacated by a college-bound student. Just be sure, before you dive into an agreement, that you have the right kind of insurance to protect your family should something go […]

What Does Renters Insurance Cover?

If you rent your home or apartment, you should seriously consider getting renters insurance. True, your landlord is responsible for insuring the building against fire and other disasters, but neither your personal property nor liability is covered by your landlord’s insurance. Protect against the unexpected with renters insurance. Here’s what this type of coverage provides. […]

Back-to-College FAQs

If your son or daughter is one of about 20 million American college students who have headed back to college for the fall semester, then you are running out of time to make sure he or she has proper insurance coverage. This is no time to suffer from unexpected losses because of improper coverage. At […]

Will My Renters Insurance Company Notify My Landlord of a Claim?

  While landlords buy insurance to cover the structure of the home and their own liability exposure, landlord insurance won’t cover the personal property or liability for a tenant. If there is a claim of injury or property damage because of negligence, the claimant or the claimant’s attorney is likely to pursue damages from anybody […]

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