Health Insurance Archives - Otterstedt Insurance Agency

How to Prepare Your Business for Health Insurance Open Enrollment

Written on October 19, 2018.

Open enrollment for health insurance through the healthcare marketplace begins November 1, 2018, and lasts through December 15, 2018. Plans sold during this enrollment period go into effect on January 1, 2019. As a business owner, you can follow the same formula for open enrollment...

What New College Graduates Need to Know About Insurance

Written on May 31, 2018.

You’ve just graduated college and the world is at your feet. Before you go out into the world, it’s important to learn a few key facts about insurance and your need for it. This guide will walk you through three of the most common types of insurance you’re likely to need: Health Insurance...

What Type of Health Insurance is Needed for a Semester Abroad?

Written on July 28, 2017.

The opportunity to study abroad for a semester or more is one that is simply too good to turn down for many students. There are lots of benefits to studying abroad, ones that should not be quickly dismissed, including: The opportunity to learn, firsthand, about new cultures.Improving...

How Do Health Insurance Deductibles Work?

Written on January 31, 2017.

Before you purchase a health insurance policy, it’s essential that you learn the basics and get an understanding of this type of insurance so you know how it works. This includes your deductible. The deductible on your health insurance policy is different than your premiums, co-pays and...

Should I Select My Health Insurer For Auto Personal Injury Protection?

Written on May 31, 2016.

You have many important decisions to make when purchasing auto insurance. Among those decisions is one involving Personal Injury Protection (PIP) coverage. Some people have the option to designate their personal health insurance provider as the primary source for payment of medical expenses in...