Business Owners Archives - Otterstedt Insurance Agency

5 Things Your Business Owners Policy is Missing

Written on June 27, 2022.

If you own a small enterprise and looking for an insurance policy for your business, a business owner’s policy, or BOP, can be a great solution. Below we go over what a business owners policy is, what it covers, its advantages, and things your BOP might be missing. What...

Annual Business Insurance Checkup: Make Sure You Have The Proper Coverage

Written on December 22, 2021.

Reviewing your business insurance during an annual checkup is important for ensuring your business is successful and you aren’t missing any coverage. Depending on how your business may have changed or grown since your last review, you should consider examining your policies to see if...

What Types of Insurance Do You Need as a Manufacturing Company?

Written on July 27, 2021.

In the manufacturing industry, having the proper insurance is critical. While every company hopes that all pieces of the manufacturing machine run smoothly at all times, this is not always the case. Manufacturing companies’ needs vary by industry. However, all manufacturing...

Reopening Your Business Safely and Properly

Written on June 24, 2021.

The global pandemic of COVID-19 forced millions of businesses, offices, and schools to shut down. More than a year into it, we are finally seeing some reprieve with vaccinations and lower infection rates. However, many people are still working at home, which may change soon as COVID...

What Type of Insurance Do You Need As a Carpenter?

Written on April 28, 2021.

As a carpenter or woodworking handyman, you offer an invaluable service to the people you serve, but there’s always the risk of an accident occurring or having your property damaged. Regardless of whether you’re self-employed in a solo practice or you have a team of...

What is Commercial Lines Insurance?

Written on February 24, 2021.

You may have heard the term “commercial lines insurance” and wondered what that means. Simply stated, it means the various types of insurance policies that a business can purchase to protect itself. Business insurance needs will vary because every business is unique. Even...

What is Inland Marine Insurance?

Written on January 27, 2021.

Perhaps one of the most confusing business insurance policies is inland marine insurance. It is also sometimes referred to as a floater policy. Most people define “marine” as having to do with water. In fact, the very definition of the word is “of or relating to...

What Type of Insurance Do You Need as a Tow Truck Company?

Written on February 28, 2020.

Tow truck companies perform valuable services for their communities. If you own a tow truck company or are considering purchasing one, tow truck insurance is a necessity. The insurance needs of tow truck companies vary significantly from one company to the next. Working with an...

What Type of Insurance Do You Need as an Electrician?

Written on October 30, 2019.

Electricians do important work on homes and businesses of all shapes and sizes. You work in all weather conditions to help bring light and warmth to the homes of others. In addition to the hazards you face from the work you do, you also face risks from mistakes, accidents, and more. The...

What Type of Insurance Do You Need As a Pool Service Company

Written on July 26, 2019.

As a pool service company, you provide a wide range of services to enhance the outdoor livings for the families you serve. For this reason, you need to make sure you choose insurance coverage that offers sufficient protection for all the jobs you do. Jobs that may include any or...