What Type of Insurance Do You Need as a Plumber?

Plumbing businesses are businesses. Just like any other businesses, you need business insurance to protect your personal interests and assets. Whether you are a residential or commercial plumber, you have unique challenges, risks, and insurance needs. These are among the types of insurance you need to purchase if you own a plumbing business. Business Owner’s Policy This is […]

Employer Company Car Accidents & Violations: Who is Liable?

When employees use business vehicles for business errands, the question of liability and responsibility often arises. Who is responsible for acts of drivers in business vehicles? It’s a question some employers do not even consider until a violation, accident, property damage, or injury has occurred. If you are one of the many employers who hasn’t […]

Own a Snow Plow Company? Make Sure You Have the Right Insurance

As winter begins, snow plow companies of all sizes are getting ready for work. You know the work that goes into preparing your crews for the long winter ahead involves many tasks, including: Checking equipment Performing routine vehicle maintenance Verifying salt supplies Updating GPS navigation and tracking devices Confirming routes There is one other thing […]

How to Prepare Your Business for Health Insurance Open Enrollment

Open enrollment for health insurance through the healthcare marketplace begins November 1, 2018, and lasts through December 15, 2018. Plans sold during this enrollment period go into effect on January 1, 2019. As a business owner, you can follow the same formula for open enrollment periods with plan changes going in effect at the first […]

Building Owners: Preparing for Your Annual Fire Inspection

Owning a building is a huge responsibility. You have a responsibility to the people who live or work in your property to provide a safe environment. One way that you can better protect your tenants is through annual fire inspections. While the process may seem a little harrowing or nerve-wracking when you’re going through it, […]

Own or Starting a Restaurant? Make Sure You are Properly Insured

Whether you’re a long-time restaurant owner or just starting out in the restaurant industry, adequate insurance coverage is critical. You’ve put a lot of heart, soul, money, and sweat equity into making your restaurant ownership dreams a reality. Protect that investment with the right types and amounts of restaurant insurance coverage. Restaurants have somewhat unique […]

What Types of Insurance Do You Need as a Pest Control Operator?

Owning a pest control business carries a certain degree of risk. One of the tools you have at your disposal to mitigate those risks is insurance. Of course, not all insurance policies provide the right level of protection to meet your needs. Below you will find various types of insurance coverage you need as a […]

Business Owners Insurance Part 3: Income Insurance

Business owner’s insurance typically consists of three specific types of coverage. One of these is business income insurance. For some businesses facing long-term repairs, essentially a rebuilding of their business, this can be critical for helping to preserve your business during the process. Understanding a few basics about business income insurance will help you see […]

Business Owners Insurance Part 2: General Liability Coverage Client

Every business owner needs a minimum amount of insurance protection to help their business recover when emergencies arise. A business owner’s policy, or BOP, offers a bundle of essential insurance protection that will help you get back on your feet and operational in the aftermath of certain covered events. General liability coverage is one of […]

Business Owners Insurance Part 1: Property Damage Coverage

Property damage coverage is called many different things by different insurance carriers. It may be referred to as business property insurance (BPI) or commercial property insurance. Whatever it is called, it is one of the essential components of a solid Business Owner’s Policy (BOP). What Does Property Damage Coverage Protect? Insurance is all about protection. […]

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