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What Kind of Insurance Do You Need as a Vacant Land Owner?

Vacant land owners have plenty of things to worry about, and getting the right insurance can make a world of difference when it comes to mitigating risks. But it isn’t always easy to know which kind of insurance is the right coverage for your vacant property. The fact of the matter is that insurance for […]

What Type of Insurance Do You Need as a Tow Truck Company?

Tow truck companies perform valuable services for their communities. If you own a tow truck company or are considering purchasing one, tow truck insurance is a necessity.  The insurance needs of tow truck companies vary significantly from one company to the next. Working with an independent insurance agency, like Otterstedt, can help you customize your […]

7 Tips to Help Reduce the Risk of a Data Breach

One of the most terrifying things for all businesses today is the risk of a data breach. According to Forbes, small businesses account for 58 percent of cyber attacks, and the costs of recovering from a breach will put many small businesses out of business. In fact, 60 percent of small businesses (those with fewer […]

10 Winter Driving Tips for Commercial Truck Drivers

When winter arrives, commercial truck driving in the snow can become a challenge. Twenty-one percent of vehicle accidents are due to bad weather, according to the Department of Transportation. To help, below are 10 winter driving tips for truck drivers. 1. Mind Your Speed When driving a tractor trailer in snow, you might face certain weather […]

Planning For The New Year? 7 Reasons Why You Need an Independent Insurance Agent

Shopping for insurance can be overwhelming, complicated, and confusing. Not only do you want to save as much money as you can on your personal insurance or business insurance policy, but you also want to ensure you’re getting the optimal coverage you, your family, or your business. In order to make the proper choice for […]

What Type of Insurance Do You Need as an Electrician?

Electricians do important work on homes and businesses of all shapes and sizes. You work in all weather conditions to help bring light and warmth to the homes of others. In addition to the hazards you face from the work you do, you also face risks from mistakes, accidents, and more. The right insurance can […]

Snow Removal Company Liability Insurance & Contract Language

Snow removal companies are often the first line when it comes to digging out in the aftermath of snow and ice storms across the country. They are the ones called upon to get out there and remove the snow and ice, so the rest of the community can return to school, work, and business as […]

What Type of Insurance Do You Need As a Commercial Trucking Company?

Commercial trucking insurance is important coverage for an owner-operator or small business providing trucking services. Your insurance options will differ depending on the type of truck your drivers’ are driving, the goods they’re carrying, their number of years’ experience and the risks incurred.  The trucking insurance package you decide on for your company will likely […]

What Type of Insurance Do You Need As a Pool Service Company

As a pool service company, you provide a wide range of services to enhance the outdoor livings for the families you serve. For this reason, you need to make sure you choose insurance coverage that offers sufficient protection for all the jobs you do. Jobs that may include any or all of the following: Clean filters […]

What Type of Insurance Do You Need as an HVAC Contractor?

HVAC contractors can be some of the most popular people in your town or community. When people need their air conditioning repaired in the middle of a heat wave or heaters replaced during the worst weather winter, you come in and save the day or night. That doesn’t mean your job is not without risks, […]

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