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6 Data Breach Risks for Work From Home Employees

Business owners have quite a lot to worry about as more people are working from home and telecommuting than ever before, and will likely continue for some time. Whether the result of COVID-19 stay-at-home regulations or a shift to a more modern workforce, your employees could be presenting your business with even greater data breach risks […]

Factors to Consider When Choosing an Insurance Agent for Your Business

Your business is your baby. You’ve labored hard to bring it into the world, and you don’t want to trust it to just anyone, especially when it comes to someone as important as your insurance agent. It’s essential to take the time to choose your business insurance agent carefully and with great deliberation. These are […]

How Often Should I Review My Insurance Policies?

Your insurance coverage is important. You want to make sure you have the right protection and the right policies to meet your needs today. Of course, your needs are likely to change over time. That is why it’s essential to review your insurance policies. The policy you purchase in your 20s, for instance, isn’t the […]

Planning For The New Year? 7 Reasons Why You Need an Independent Insurance Agent

Shopping for insurance can be overwhelming, complicated, and confusing. Not only do you want to save as much money as you can on your personal insurance or business insurance policy, but you also want to ensure you’re getting the optimal coverage you, your family, or your business. In order to make the proper choice for […]

Why Work With an Independent Insurance Agent?

You’ve probably been told or have read that it is best to work with an independent insurance agent. But what you may not have been told is why. There are many reasons why working with an independent agent is better than working with an agent tied to a single company. Independent Agents are Committed to […]

NJ Businesses Take Note: Paid Sick Leave Is Now Mandatory for All Employees

Since October 29, 2018, New Jersey requires all employers to provide paid sick leave to covered employees regardless of whether the employee is full-time, part-time, or seasonal and regardless of the size of the employer. An employee who works for an employer located outside of NJ but who performs all of their work in NJ […]

Who Do I Call if I Have a Claim?

If you’re like many people, you buy insurance hoping you’ll never need to file a claim. However, if the time should ever come when you do need to file a claim, it’s important that you know what to do. One of the many benefits of working with a local agency, like Otterstedt Insurance Agency, is […]

What Insurance is Needed for a Company Event?

Depending on the type of company you operate, you could find yourself hosting various company events throughout the year. The events could be for a variety of reasons from training to celebrating to simply building relationships within your organization. Some of the events include things like: Picnics Holiday Parties Retreats Company Outings Training Events Product […]

Why As an Attorney You Need Cyber Liability Insurance

Cyber breaches are increasing in every sector or business in the United States and around the world. This includes cyber attacks on law firms, large and small. What this means for you, as an attorney, is that you are facing greater need than ever before for cyber liability insurance. Why is Cyber Liability Insurance So […]

What Does Employment Practices Liability Insurance Cover?

Whether your business has one employee or 100,000 employees, you need Employment Practices Liability Insurance (EPLI) coverage to protect your interests. In today’s business climate, when employees feel they have been mistreated, abused, marginalized, or wrongfully dismissed; the first reaction is to sue. Whether there is any merit to the case or not, lawsuits can […]

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