Does Your Current Insurance Policy Protect You If a Hurricane Strikes?

While hurricanes can occur any time of the year, the official hurricane season begins June 1 and ends November 30 each year. As we approach the peak of hurricane season, which occurs mid-August through the end of October, it’s important to ensure your insurance protection is adequate for your needs should a hurricane strike. Here’s […]

How Much Flood Insurance Do I Need and When Is It Required?

Flood insurance is something that everyone, regardless of where you live in the United States, should consider. Even if you don’t live in what is traditionally identified as a high-risk flood zone, you should research and understand the benefits of flood insurance. Is Flood Insurance Included in Your Homeowner’s Policy? While every plan and policy […]

Is Hurricane Damage Covered by Homeowners Insurance?

Damage from flying branches, falling trees, heavy rainfall, and flooding are some risks you face during a hurricane if you’re a homeowner. In fact, nine million homes face the risk of damage from a hurricane storm surge, according to the CoreLogic Storm Surge Report in 2018. Hurricane season in the Eastern Atlantic is from May […]

The Risks of Being Underinsured

You probably know by now how important it is to have insurance coverage. What you may not know, until you find yourself filing a claim, is that being underinsured on your home, auto, personal umbrella, renters, flood, or liability insurance protection can be really painful as well. In fact, it can be financially devastating for […]

Explain My Coverage

Understanding the types of insurance coverages available is a critical part of protecting you and your families financial security.  Below are some of the top insurance coverages the average household requires. Auto Insurance Coverage Auto insurance coverage provides financial protection if you are in an auto accident. The type of protection you receive depends on […]

How To Know If You Are In a Flood Zone and Need Insurance

While many people can certainly use and benefit from flood insurance, people who live in areas that are designated as flood zones must have flood insurance if they have home mortgages. Even if you do not live in a designated flood zone, it is important to understand your risks and the possible ramifications of failing […]

4 Questions to Ask About Flood Insurance

Flood insurance is something all too many homeowners believe is covered under their standard homeowners’ insurance policies. This is not the case in most situations. In fact, most homeowner’s policies explicitly exclude flood damage from their coverage. This means you must buy a flood insurance policy for your home. For many homeowners, the National Flood […]

Is Damage From A Hurricane Covered?

While hurricanes can occur at any time of year, the main season for hurricanes is June through November. Historically, these are the dates when tropical activity is most likely to occur. Before hurricane season gets fully into swing, it’s a good idea for anyone living in a coastal community, including those living in or near […]

Do You Need Flood Insurance in an Apartment?

Keeping your home protected is one of your top priorities. This is just as true for renters as it is for homeowners. While you can try to prevent damage or theft from impacting your home or apartment, there is one thing that you can’t prevent: the weather. If you are a renter, you may be […]

What Does Flood Insurance Cover?

Standard homeowners insurance policies do not cover floods. Most people need to purchase coverage from the National Flood Insurance Program, usually called the NFIP. Even though the NFIP is a government program that was established to help property owners buy affordable flood protection, you still buy flood insurance from insurance agents. Besides homeowners and business […]

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