How To Know If You Are In a Flood Zone and Need Insurance

While many people can certainly use and benefit from flood insurance, people who live in areas that are designated as flood zones must have flood insurance if they have home mortgages. Even if you do not live in a designated flood zone, it is important to understand your risks and the possible ramifications of failing […]

4 Questions to Ask About Flood Insurance

Flood insurance is something all too many homeowners believe is covered under their standard homeowners’ insurance policies. This is not the case in most situations. In fact, most homeowner’s policies explicitly exclude flood damage from their coverage. This means you must buy a flood insurance policy for your home. For many homeowners, the National Flood […]

Is Damage From A Hurricane Covered?

While hurricanes can occur at any time of year, the main season for hurricanes is June through November. Historically, these are the dates when tropical activity is most likely to occur. Before hurricane season gets fully into swing, it’s a good idea for anyone living in a coastal community, including those living in or near […]

Do You Need Flood Insurance in an Apartment?

Keeping your home protected is one of your top priorities. This is just as true for renters as it is for homeowners. While you can try to prevent damage or theft from impacting your home or apartment, there is one thing that you can’t prevent: the weather. If you are a renter, you may be […]

What Does Flood Insurance Cover?

Standard homeowners insurance policies do not cover floods. Most people need to purchase coverage from the National Flood Insurance Program, usually called the NFIP.  Even though the NFIP is a government program that was established to help property owners buy affordable flood protection, you still buy flood insurance from insurance agents. Besides homeowners and business […]

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