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Is Flood Insurance Included in Renters Insurance?

You found the ideal apartment, passed a background check with flying colors, signed your lease, and even went so far as to take out some renters insurance to ensure your belongings are covered if something were to go wrong. But, before you call it a day and get too comfortable in your new home, you […]

What is RV Insurance and When Is It Needed?

If you’re thinking about purchasing or currently own a camper or recreational vehicle (RV), you might be wondering if you require camper insurance coverage. Like vehicle insurance, RV coverage is required. Most states require underinsured or uninsured insurance, and each state requires you to have minimum liability coverage if you drive the vehicle on the […]

What is Hazard Insurance?

When it’s time to purchase or refinance your home, you could have a lot to learn. You’ll come across various concepts and terms that might not be familiar to you, and in many cases, certain words will mean the same thing. A good example is the term “hazard insurance.” Because most people finance their purchase, […]

If a Neighbors Tree Falls onto Your Property, What is Covered By The Neighbor’s Insurance Policy?

Trees. They are beautiful in the spring and fall, provide valuable shade in the summer, and break the wind when winter’s worst blows bitter cold into your home. Tall trees with big branches offer perfect locations for tree houses, tire swings, and endless hours of summer fun for kids of all ages. But what happens […]

How Umbrella Insurance Works To Protect Your Family

Umbrella insurance is something you’ve probably heard of but may not fully understand. You may even believe it is something you don’t really need. Unfortunately, we live in a litigious society that is making it more and more difficult for people or families to manage without the financial protection umbrella insurance affords. Here’s what you […]

Life Insurance: Why It’s More Important Now than Ever

September is life insurance awareness month. It has never been more evident that we live in uncertain times than in the first eight months of 2020. We’ve gone from a nation where going to concerts, sporting events, movies, and dinner on the town were normal occurrences.  To a time when sporting events are now viewed […]

Does Your Current Insurance Policy Protect You If a Hurricane Strikes?

While hurricanes can occur any time of the year, the official hurricane season begins June 1 and ends November 30 each year. As we approach the peak of hurricane season, which occurs mid-August through the end of October, it’s important to ensure your insurance protection is adequate for your needs should a hurricane strike. Here’s […]

How Dash and Security Cameras Can Help Defend You in a Lawsuit

When it comes to personal injury or property damage lawsuits, video recordings may be used in many types of cases, such as vehicle accidents, home thefts, personal injuries, and more. Depending on the location of the video recording device, footage of the incident can go a long way toward defending you or your business if […]

How Much Flood Insurance Do I Need and When Is It Required?

Flood insurance is something that everyone, regardless of where you live in the United States, should consider. Even if you don’t live in what is traditionally identified as a high-risk flood zone, you should research and understand the benefits of flood insurance. Is Flood Insurance Included in Your Homeowner’s Policy? While every plan and policy […]

How Often Should I Review My Insurance Policies?

Your insurance coverage is important. You want to make sure you have the right protection and the right policies to meet your needs today. Of course, your needs are likely to change over time. That is why it’s essential to review your insurance policies. The policy you purchase in your 20s, for instance, isn’t the […]

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