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Stay on Top of Your Tire Pressure This Winter

The weather outside is getting frightful. You’re driving, and then that dreaded orange-yellow exclamation point pops up. Yup, winter is here. Cold weather is notorious for causing drops in tire pressure. This is because the cold temperature causes gas molecules in your tires to move slower, thus taking up less space. Driving with low tire […]

Your Back-To-School Insurance Checklist

Summer is starting to wrap up, which means one thing: Back-To-School. You and your kids are probably gearing up for the upcoming school year. Whether your child is in another year of elementary school or if it’s your first time sending your child to college, we’ve got you covered with our own insurance checklist! This […]

Personal Lines Claim Stories

Having adequate personal insurance is one of the best ways to protect you, your home, and your car from costly expenses due to unpredictable situations. At Otterstedt, we understand that most individuals highly appreciate the peace of mind personal insurance provides.  Here are some examples of real-life stories of how we help our personal insurance […]

Tips To Prepare Your Home and Car for The Fall

As you prepare to change your wardrobe from summer swimsuits and sandals to turtleneck sweaters and boots for the fall season, don’t forget your car and home. Fall brings beautiful foliage along with its shorter daylight, light rain, and cooler weather. For this reason, it’s always advisable to be prepared well in advance. Here are […]

Back To School: Tips To Get Your Insurance in Order

Your child just graduated high school and is heading off to college. As a parent, you have a lot on your plate. Helping them pack, preparing to move, ensuring they have everything they need to be successful in college are just a few things you need to consider. But have you thought about insurance? You […]

Vacation Rentals: Don’t Make These 6 Mistakes

The increasing popularity of short and long-term rental properties listed by owners has really blown up the traveling industry, as has renting RVs. Being able to stay in one place when traveling is kind of empowering. But many travelers have made mistakes when it comes to renting homes, cars, and RV.  Unfortunately, some mistakes are more […]

Is My Child Covered Under My Car Insurance For a Learners Permit

Driving is one of those pivotal moments in a child’s life. One that defines their exit from childhood toward that of being an adult. It’s an exciting time for the teenagers who have earned this privilege and are now permitted behind the wheel of a car.  However, for parents, this is a time filled with […]

How Dash and Security Cameras Can Help Defend You in a Lawsuit

When it comes to personal injury or property damage lawsuits, video recordings may be used in many types of cases, such as vehicle accidents, home thefts, personal injuries, and more. Depending on the location of the video recording device, footage of the incident can go a long way toward defending you or your business if […]

Auto Insurance Claims Process: What if I’m At Fault?

Auto insurance is one of those products in life you purchase, hoping never to need. Even if you do find yourself in need of making an auto insurance claim, the process is one that is, hopefully, rare enough that no one is really an expert at filing.  What many people aren’t aware of is that […]

Auto Insurance Claims Process: PIP Claims

While not required for drivers in all states, PIP insurance is becoming an essential form of insurance protection for drivers in many states across the country. Additionally, more states are beginning to require this specialized form of insurance to help drivers manage medical costs and/or funeral expenses associated with injuries arising from accidents for themselves […]

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