Recreational Vehicles Archives - Otterstedt Insurance Agency

Your Recreational Boat Needs Coverage In and Out of The Water

Written on August 4, 2025.

Many home insurance policies provide partial coverage for watercraft, but you’ll probably need specific boat insurance to fully protect your recreational boat. Most homeowners policies pay out just $1,000, or 10% of your home’s insured value, for watercraft. And they don’t...

Vacation Rentals: Don’t Make These 6 Mistakes

Written on June 30, 2021.

The increasing popularity of short and long-term rental properties listed by owners has really blown up the traveling industry, as has renting RVs. Being able to stay in one place when traveling is kind of empowering. But many travelers have made mistakes when it comes to renting...

What is RV Insurance and When Is It Needed?

Written on December 29, 2020.

If you’re thinking about purchasing or currently own a camper or recreational vehicle (RV), you might be wondering if you require camper insurance coverage. Like vehicle insurance, RV coverage is required. Most states require underinsured or uninsured insurance, and each state requires...

What Type of Insurance Do You Need for Your Recreational Needs?

Written on December 27, 2019.

As a society today, we believe in working hard and playing just as hard. We love to live out loud and outdoors. Whether your interests lean towards hunting, camping, fishing, or boating, your “toys” are investments in your recreational happiness. It’s important to protect those...