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GJEM Division

Otterstedt Insurance Agency
540 Sylvan AvenueEnglewood Cliffs, NJ  07632
Tel: 201-641-3800 Fax: 201-641-9236
Hours of Operation: 9:00am to 5:00pm Monday through Friday

The GJEM Division of Otterstedt Insurance Agency understands the independent spirit that defines business owners and residents of Englewood Cliffs. It’s our home too, after all.

The GJEM Division of Otterstedt Insurance Agency has grown into one of New Jersey’s area leading providers of Risk Management services to Public Entities thanks to the significant involvement in New Jersey’s Joint Insurance Funds and several principals serving in Elected Office. This extensive experience in government provides a practical understanding and unique perspective and appreciation in serving which will benefit your community.

The GJEM Division of Otterstedt Agency is operated by managing partners, who also happen to be co-founders, Joseph Gentile, Ezio I. Altamura, and Matthew M. McArow. These three gentlemen represent a combined experience of 80 years in the insurance industry making them highly trained professionals.

More importantly, we are your neighbors. Neighbors who understand the community, the local landscape, the risks, and the rewards of living in Englewood Cliffs – and what they mean when it comes to your personal and commercial insurance needs.

Personal Insurance at Otterstedt’s GJEM Division

Just as every person is unique, every person also has unique insurance needs. Some things may be the same across the board, but finding the right policy to meet your specific insurance needs, your situation in life (and as they change over time), and your financial means, can be challenging without the help of highly qualified professionals like those at the GJEM Division. Keep that in mind as you explore your needs for the following types of personal insurance coverage.

Home Insurance

Our home insurance offerings aren’t limited to traditional homeowners. We also offer coverage to people who own condos, co-ops, townhouses, and vacation homes as well as renters. We believe that no matter what kind of home you own or live in, you have the right to proper insurance protection for your home itself as well as the possessions your home holds.

Health Insurance

Your health coverage is perhaps the most personal of all insurances available to you. We recognize that at the GJEM Division and operate with the utmost discretion when dealing with your health insurance coverage and claims. Our health insurance line of products includes: disability, employee benefits, group health, and long-term care insurance.

Life Insurance

For some people, this is the most difficult of all insurance products to think about. It’s not easy to consider what would happen to the people you love and care for if you’re no longer here to care for them. It’s also one of the most necessary for families, especially if you have people who depend on your income for support whether you’re caring for aging parents, children of your own, have a dependent spouse, or even in households that require two incomes to make ends meet.

Commercial Insurance Products from Otterstedt’s GJEM Division

Just as the insurance needs of all families and individuals are different so are the needs of all Englewood Cliffs businesses. The following are fairly standard among many local businesses.

Business Owners Policy

This policy includes a combination of insurance products, at deeply discounted prices, that all businesses need, including:

  • Business Property Insurance
  • General Liability Insurance
  • Business Interruption Insurance

Commercial Auto Insurance

This insurance covers the fleet of vehicles your business owns and operates. It’s important whether you own one vehicle or an entire fleet.

Workers’ Compensation Insurance

This is required by businesses in the state of New Jersey that have employees. We can help ensure that you have the right coverage your business needs.

Put our experience to work for you today with all of your insurance needs. Call us here at the Otterstedt GJEM divsion at 201.641.3800 with your questions about insurance coverage for your home or business or to have us examine your existing coverage in search of gaps, overages, and opportunities to cut costs without cutting coverage.

Companies We Represent. View More >

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