Property Archives - Otterstedt Insurance Agency

Autumn Maintenance Tips for Business Owners

Written on September 10, 2025.

The changing seasons are an excellent time for property inspection and cleanup. You might have missed maintenance issues over the summer. Or maybe the heat and rain brought new issues to the surface. Add these tasks to your maintenance rundown to prevent injuries and damage. Repair...

Cleaning and Maintenance Tips to Prevent Insurance Claims

Written on May 31, 2022.

Whether you love the opportunity to clean, inspect, and do some maintenance work around the house, or you find it to be a tedious chore, the value of doing some much-needed cleaning is undeniable. Regularly inspecting and maintaining your house or commercial building(s) is just as...

What is Flood Insurance and Why Do You Need It?

Written on May 9, 2022.

As defined by FEMA, a flood is: A general and temporary condition of partial or complete inundation of 2 or more acres of normally dry land area or of 2 or more properties (at least 1 of which is your property) from: Overflow of inland or tidal waters; orUnusual and rapid accumulation...

Annual Business Insurance Checkup: Make Sure You Have The Proper Coverage

Written on December 22, 2021.

Reviewing your business insurance during an annual checkup is important for ensuring your business is successful and you aren’t missing any coverage. Depending on how your business may have changed or grown since your last review, you should consider examining your policies to see if...

Does Insurance Cover Damage From Wind Related Weather?

Written on November 5, 2021.

Obviously living in areas frequented by strong winds and storms such as tornadoes, hurricanes, and blizzards requires an understanding of wind-related coverages, but with the changing weather patterns, everyone may be susceptible to a wind loss Insurance Coverage Explained Most...

What Types of Insurance Do You Need as a Manufacturing Company?

Written on July 27, 2021.

In the manufacturing industry, having the proper insurance is critical. While every company hopes that all pieces of the manufacturing machine run smoothly at all times, this is not always the case. Manufacturing companies’ needs vary by industry. However, all manufacturing...

Does My Business Insurance Cover Flood Damage?

Written on March 24, 2021.

There are many perils involved in owning a business today. For this reason, many business owners purchase various commercial insurance policies. Unfortunately, many are surprised and dismayed to learn, only after they need to file a claim, that among the perils not covered by their many...

What is Commercial Lines Insurance?

Written on February 24, 2021.

You may have heard the term “commercial lines insurance” and wondered what that means. Simply stated, it means the various types of insurance policies that a business can purchase to protect itself. Business insurance needs will vary because every business is unique. Even...

Does Your Current Insurance Policy Protect You If a Hurricane Strikes?

Written on July 23, 2020.

While hurricanes can occur any time of the year, the official hurricane season begins June 1 and ends November 30 each year. As we approach the peak of hurricane season, which occurs mid-August through the end of October, it’s important to ensure your insurance protection is adequate...

What Type of Insurance Do You Need As a Pool Service Company

Written on July 26, 2019.

As a pool service company, you provide a wide range of services to enhance the outdoor livings for the families you serve. For this reason, you need to make sure you choose insurance coverage that offers sufficient protection for all the jobs you do. Jobs that may include any or...