Why Work With an Independent Insurance Agent?

You’ve probably been told or have read that it is best to work with an independent insurance agent. But what you may not have been told is why. There are many reasons why working with an independent agent is better than working with an agent tied to a single company. Independent Agents are Committed to […]

NJ Businesses Take Note: Paid Sick Leave Is Now Mandatory for All Employees

Since October 29, 2018, New Jersey requires all employers to provide paid sick leave to covered employees regardless of whether the employee is full-time, part-time, or seasonal and regardless of the size of the employer. An employee who works for an employer located outside of NJ but who performs all of their work in NJ […]

What Type of Insurance Do You Need as a Rideshare Driver?

Rideshare drivers have unique insurance needs and often find out, too late, that their existing insurance coverage does not protect them if they have an accident while driving to pick up passengers or returning home after dropping passengers off. Doesn’t the Rideshare Company Provide Protection? Some believe these activities are covered through the insurance programs […]

What Type of Insurance Do You Need as a Landscaper?

As a landscaping business owner, you might fear you don’t have the right amount of insurance protection to meet your needs. That’s more than a legitimate concern because failing to have adequate protection for your business places you in serious risk if something goes wrong. So, what types of insurance coverages do you need for […]

What Information Do You Need to Get a Homeowners Insurance Quote?

Getting a homeowners insurance quote is usually pretty straightforward.  There are, however, a few key details you’ll need to have on hand to get the right quote. Whether you’re purchasing your first home insurance policy or you’re just exploring your options, this is the information you likely need to get a quote. Information about the […]

What Type of Insurance Do You Need as a Plumber?

Plumbing businesses are businesses. Just like any other businesses, you need business insurance to protect your personal interests and assets. Whether you are a residential or commercial plumber, you have unique challenges, risks, and insurance needs. These are among the types of insurance you need to purchase if you own a plumbing business. Business Owner’s Policy This is […]

The Risks of Being Underinsured

You probably know by now how important it is to have insurance coverage. What you may not know, until you find yourself filing a claim, is that being underinsured on your home, auto, personal umbrella, renters, flood, or liability insurance protection can be really painful as well. In fact, it can be financially devastating for […]

Employer Company Car Accidents & Violations: Who is Liable?

When employees use business vehicles for business errands, the question of liability and responsibility often arises. Who is responsible for acts of drivers in business vehicles? It’s a question some employers do not even consider until a violation, accident, property damage, or injury has occurred. If you are one of the many employers who hasn’t […]

Explain My Coverage

Understanding the types of insurance coverages available is a critical part of protecting you and your families financial security.  Below are some of the top insurance coverages the average household requires. Auto Insurance Coverage Auto insurance coverage provides financial protection if you are in an auto accident. The type of protection you receive depends on […]

Is Your Business Susceptible To a Data Breach?

Many business owners mistakenly believe their businesses are too small to attract malicious hackers and others attempting to steal information, money, and more through data breaches. Nothing could be further from the truth. Small Business Trends paints an alarming picture of the reality of vulnerabilities small businesses experience when it comes to data breaches. These […]

Companies We Represent. View More >