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Expensive Gifts for Mothers and Fathers Day

It’s nice when your children are able to purchase expensive gifts for your Mother’s Day and Father’s Day festivities. These gifts are from the heart, but they also have a monetary value. For this reason, it’s important to make sure you get the right type of insurance coverage to protect their investments in your happiness.  […]

What Type of Insurance Do I Need For My Nonprofit?

A nonprofit organization, also known as a not-for-profit organization, is a legal entity organized and operated for a collective, public or social benefit whose funds and revenues are reinvested in the organization to achieve their mission goals. Nonprofit organizations are typically designated as 501(c)(3), which means the Internal Revenue Service has approved them as a […]

What Type of Insurance Do You Need As a Carpenter?

As a carpenter or woodworking handyman, you offer an invaluable service to the people you serve, but there’s always the risk of an accident occurring or having your property damaged. Regardless of whether you’re self-employed in a solo practice or you have a team of employees, if you own a carpentry business, your top priority […]

What Does My Motorcycle Insurance Cover?

Motorcycle insurance offers coverage in the event you experience motorcycle loss, accident, damage, or theft. It includes liability insurance in the event you’re responsible for another individual’s property damage or injuries. These policies offer coverage for motorcycles, “crotch rockets’ or fast street bikes, choppers, mopeds, and Segways. How Does Motorcycle Insurance Work? This insurance is […]

Does My Business Insurance Cover Flood Damage?

There are many perils involved in owning a business today. For this reason, many business owners purchase various commercial insurance policies. Unfortunately, many are surprised and dismayed to learn, only after they need to file a claim, that among the perils not covered by their many insurance policies is a flood. In fact, you need […]

Before You Start a Remodeling Project Contact Your Insurance Agent

If you are among those who plan to remodel your home this year, it’s essential you have the right type and amount of insurance, both during your renovation and after, according to the Insurance Information Institute. So, it’s important you contact your insurance agent before beginning your project.  Steps to Take Before Starting Your Remodeling […]

What is Commercial Lines Insurance?

You may have heard the term “commercial lines insurance” and wondered what that means. Simply stated, it means the various types of insurance policies that a business can purchase to protect itself. Business insurance needs will vary because every business is unique. Even companies within the same industry have things that set them apart from […]

Is My Child Covered Under My Car Insurance For a Learners Permit

Driving is one of those pivotal moments in a child’s life. One that defines their exit from childhood toward that of being an adult. It’s an exciting time for the teenagers who have earned this privilege and are now permitted behind the wheel of a car.  However, for parents, this is a time filled with […]

What is Inland Marine Insurance?

Perhaps one of the most confusing business insurance policies is inland marine insurance.  It is also sometimes referred to as a floater policy. Most people define “marine” as having to do with water. In fact, the very definition of the word is “of or relating to the sea,” according to dictionary.com. So, what is inland […]

Is Flood Insurance Included in Renters Insurance?

You found the ideal apartment, passed a background check with flying colors, signed your lease, and even went so far as to take out some renters insurance to ensure your belongings are covered if something were to go wrong. But, before you call it a day and get too comfortable in your new home, you […]

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