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Snow Removal Company Liability Insurance & Contract Language

Snow removal companies are often the first line when it comes to digging out in the aftermath of snow and ice storms across the country. They are the ones called upon to get out there and remove the snow and ice, so the rest of the community can return to school, work, and business as […]

Auto Insurance Claims Process: Damage To My Car

Most people only rarely need to file insurance claims, and therefore, aren’t that knowledgeable in how to file first-party auto insurance claims. Understanding the claims process for first-party claims can help make sure you have all your ducks lined up for a more successful claims process out of the gate. There are a few key […]

Is Hurricane Damage Covered by Homeowners Insurance?

Damage from flying branches, falling trees, heavy rainfall, and flooding are some risks you face during a hurricane if you’re a homeowner. In fact, nine million homes face the risk of damage from a hurricane storm surge, according to the CoreLogic Storm Surge Report in 2018. Hurricane season in the Eastern Atlantic is from May […]

What Type of Insurance Do You Need As a Commercial Trucking Company?

Commercial trucking insurance is important coverage for an owner-operator or small business providing trucking services. Your insurance options will differ depending on the type of truck your drivers’ are driving, the goods they’re carrying, their number of years’ experience and the risks incurred.  The trucking insurance package you decide on for your company will likely […]

What Type of Insurance Do You Need As a Pool Service Company

As a pool service company, you provide a wide range of services to enhance the outdoor livings for the families you serve. For this reason, you need to make sure you choose insurance coverage that offers sufficient protection for all the jobs you do. Jobs that may include any or all of the following: Clean filters […]

Home Insurance Claims Process

Whenever you experience a disaster or emergency in your home, it can feel like your world is crashing down around you. After all, your home is your safe harbor. And, at the time of a disaster or home emergency, it‘s in a state of disarray at that moment — leaving you feeling adrift in the […]

The Tenants Guide to Renters Insurance

Renters insurance is becoming increasingly important for tenants in today’s society. Many renters fail to understand how costly it is to replace everyday essentials all at once if they become displaced due to a fire, hurricane, or another covered event. But that is only a small portion of why you need to buy coverage. Below, […]

What Type of Insurance Do You Need as an HVAC Contractor?

HVAC contractors can be some of the most popular people in your town or community. When people need their air conditioning repaired in the middle of a heat wave or heaters replaced during the worst weather winter, you come in and save the day or night. That doesn’t mean your job is not without risks, […]

Why Work With an Independent Insurance Agent?

You’ve probably been told or have read that it is best to work with an independent insurance agent. But what you may not have been told is why. There are many reasons why working with an independent agent is better than working with an agent tied to a single company. Independent Agents are Committed to […]

NJ Businesses Take Note: Paid Sick Leave Is Now Mandatory for All Employees

Since October 29, 2018, New Jersey requires all employers to provide paid sick leave to covered employees regardless of whether the employee is full-time, part-time, or seasonal and regardless of the size of the employer. An employee who works for an employer located outside of NJ but who performs all of their work in NJ […]

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