What Insurance is Needed for a Company Event?

Depending on the type of company you operate, you could find yourself hosting various company events throughout the year. The events could be for a variety of reasons from training to celebrating to simply building relationships within your organization. Some of the events include things like: Picnics Holiday Parties Retreats Company Outings Training Events Product […]

How Does No Fault Auto Insurance Work?

The term “no-fault” when it comes to auto insurance has been somewhat misused and abused over the years. The important thing to understand is that there are only 16 states (plus Puerto Rico) that have no-fault auto insurance laws. If you do not live in Puerto Rico or one of the following states, no-fault insurance […]

How to Prepare Your Business for Hurricane Season

While hurricanes can happen at any time of the year, hurricane season officially begins June 1 and ends on November 30. These are the months when hurricanes are most likely to occur in the Atlantic region. Businesses operating along coastal (or inland from coastal regions) may suffer severe damage when hurricanes strike. Just like preparing […]

Volunteering at School? Make Sure Your Properly Protected

Volunteering at your child’s school is a great way to be involved in your child’s education, get to know your child’s friends and classmates, and make an impact on the lives of students. More than anything else, it shows your children that you value their education and want to be involved in their lives. Finally, […]

7 Tips to Keep Your Kids Safe Around the Pool

Backyard swimming pools make summer fun possible for many families. In some instances, it’s the only escape from sometimes oppressive summer heat. Unfortunately, the American Red Cross reports that nearly 200 children drown each year in backyard swimming pools. These tips can help keep your children, and others, safe if you have a backyard swimming […]

Insurance and Liability Issues of Outdoor Employee Areas

Many businesses are eager to offer something extra to their employees. Sometimes these little extras come in the form of business perks, like Food Truck Fridays or having someone come into the office to offer massage services or car detailing to employees. Sometimes, it’s something more lasting, like setting up an outdoor seating area for […]

Building Owners: Preparing for Your Annual Fire Inspection

Owning a building is a huge responsibility. You have a responsibility to the people who live or work in your property to provide a safe environment. One way that you can better protect your tenants is through annual fire inspections. While the process may seem a little harrowing or nerve-wracking when you’re going through it, […]

Summer Vacation Road Trip Preparation Tips

A recent AAA telephone study revealed that nearly 80 percent of U.S. families (among those participating in the survey) are planning road trips this summer, according to the Pittsburgh Post-Gazette. This is an increase of more than 10 percent from the summer of 2017 despite higher gas prices. What it means for you, is that […]

What New College Graduates Need to Know About Insurance

You’ve just graduated college and the world is at your feet. Before you go out into the world, it’s important to learn a few key facts about insurance and your need for it. This guide will walk you through three of the most common types of insurance you’re likely to need: Health Insurance Renters Insurance Auto […]

Tire Blow Out: What do I do now?

By Nikki Allegretti A not so funny story happened when I was on my way home from my job at Otterstedt Insurance Agency. My tire exploded on Interstate 80. I didn’t feel it, I didn’t hear it, and I didn’t know what to do. I panicked when a truck driver signaled me to pull over because […]

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