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If a Neighbors Tree Falls onto Your Property, What is Covered By The Neighbor’s Insurance Policy?

Trees. They are beautiful in the spring and fall, provide valuable shade in the summer, and break the wind when winter’s worst blows bitter cold into your home. Tall trees with big branches offer perfect locations for tree houses, tire swings, and endless hours of summer fun for kids of all ages. But what happens […]

What Do You Need When You Start a Trucking Company?

There are plenty of things you need when you start a trucking company. You need trucks, drivers, loading equipment — and customers who want you to move their goods from one location to the next.  You also need an appropriate amount of insurance protection and various coverage types to protect your business, your drivers (and […]

Worker’s Compensation Changes Due To COVID-19

COVID-19 has undoubtedly changed so many things in our world. A condition that initially required 15 days to “flatten the curve” is changing lives, and even ending some lives, six months and counting, later. Existing worker’s compensation laws before COVID-19 specifically excluded situations in which communicable illnesses, such as flu or common colds, were spread […]

How Umbrella Insurance Works To Protect Your Family

Umbrella insurance is something you’ve probably heard of but may not fully understand. You may even believe it is something you don’t really need. Unfortunately, we live in a litigious society that is making it more and more difficult for people or families to manage without the financial protection umbrella insurance affords. Here’s what you […]

What Type of Insurance Do You Need as a Contractor

As a contractor, you wear many hats. You may perform a dozen different jobs in one day on a single jobsite or on multiple sites throughout your service area. These are just a few of the hats you may wear on any given day: Electrician Plumber Roofer Painter Landscaper Drywaller Builder Masoner HVAC contractor Heavy […]

Life Insurance: Why It’s More Important Now than Ever

September is life insurance awareness month. It has never been more evident that we live in uncertain times than in the first eight months of 2020. We’ve gone from a nation where going to concerts, sporting events, movies, and dinner on the town were normal occurrences.  To a time when sporting events are now viewed […]

Does Your Current Insurance Policy Protect You If a Hurricane Strikes?

While hurricanes can occur any time of the year, the official hurricane season begins June 1 and ends November 30 each year. As we approach the peak of hurricane season, which occurs mid-August through the end of October, it’s important to ensure your insurance protection is adequate for your needs should a hurricane strike. Here’s […]

How Dash and Security Cameras Can Help Defend You in a Lawsuit

When it comes to personal injury or property damage lawsuits, video recordings may be used in many types of cases, such as vehicle accidents, home thefts, personal injuries, and more. Depending on the location of the video recording device, footage of the incident can go a long way toward defending you or your business if […]

Must-Have Insurance Liability Coverages for a Pest Control Business

Liability insurance protects businesses of all types from claims that happen from normal business operations.  For a pest control business, though, there are additional liabilities to consider. It’s important to make sure you have the right kind of liability insurance protection to meet your needs today, and as your pest business grows. Pest Control Business […]

How Much Flood Insurance Do I Need and When Is It Required?

Flood insurance is something that everyone, regardless of where you live in the United States, should consider. Even if you don’t live in what is traditionally identified as a high-risk flood zone, you should research and understand the benefits of flood insurance. Is Flood Insurance Included in Your Homeowner’s Policy? While every plan and policy […]

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