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How Dash and Security Cameras Can Help Defend You in a Lawsuit

When it comes to personal injury or property damage lawsuits, video recordings may be used in many types of cases, such as vehicle accidents, home thefts, personal injuries, and more. Depending on the location of the video recording device, footage of the incident can go a long way toward defending you or your business if […]

Must-Have Insurance Liability Coverages for a Pest Control Business

Liability insurance protects businesses of all types from claims that happen from normal business operations.  For a pest control business, though, there are additional liabilities to consider. It’s important to make sure you have the right kind of liability insurance protection to meet your needs today, and as your pest business grows. Pest Control Business […]

How Much Flood Insurance Do I Need and When Is It Required?

Flood insurance is something that everyone, regardless of where you live in the United States, should consider. Even if you don’t live in what is traditionally identified as a high-risk flood zone, you should research and understand the benefits of flood insurance. Is Flood Insurance Included in Your Homeowner’s Policy? While every plan and policy […]

6 Data Breach Risks for Work From Home Employees

Business owners have quite a lot to worry about as more people are working from home and telecommuting than ever before, and will likely continue for some time. Whether the result of COVID-19 stay-at-home regulations or a shift to a more modern workforce, your employees could be presenting your business with even greater data breach risks […]

Factors to Consider When Choosing an Insurance Agent for Your Business

Your business is your baby. You’ve labored hard to bring it into the world, and you don’t want to trust it to just anyone, especially when it comes to someone as important as your insurance agent. It’s essential to take the time to choose your business insurance agent carefully and with great deliberation. These are […]

How Often Should I Review My Insurance Policies?

Your insurance coverage is important. You want to make sure you have the right protection and the right policies to meet your needs today. Of course, your needs are likely to change over time. That is why it’s essential to review your insurance policies. The policy you purchase in your 20s, for instance, isn’t the […]

Whole Life Versus Term Life Insurance

Chances are that you’ve heard a lot about the importance of life insurance.  No one really likes to discuss their own mortality or how their families will get by without them. Unfortunately, it may be one of the most important conversations you’ll have to make for the sake of your family. Here’s what you need […]

What Kind of Insurance Do You Need as a Vacant Land Owner?

Vacant land owners have plenty of things to worry about, and getting the right insurance can make a world of difference when it comes to mitigating risks. But it isn’t always easy to know which kind of insurance is the right coverage for your vacant property. The fact of the matter is that insurance for […]

What Type of Insurance Do You Need as a Tow Truck Company?

Tow truck companies perform valuable services for their communities. If you own a tow truck company or are considering purchasing one, tow truck insurance is a necessity.  The insurance needs of tow truck companies vary significantly from one company to the next. Working with an independent insurance agency, like Otterstedt, can help you customize your […]

How Much Homeowners Insurance Do I Need?

Homeowners insurance covers more than your home. It also includes things like your personal property and can offer protection for your savings. The types and amounts of homeowners insurance you need can vary based upon several factors. Keep these considerations in mind when choosing your insurance and determining the amount of homeowners insurance necessary to […]

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