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Is Flood Insurance Included in Renters Insurance?

You found the ideal apartment, passed a background check with flying colors, signed your lease, and even went so far as to take out some renters insurance to ensure your belongings are covered if something were to go wrong. But, before you call it a day and get too comfortable in your new home, you […]

What is RV Insurance and When Is It Needed?

If you’re thinking about purchasing or currently own a camper or recreational vehicle (RV), you might be wondering if you require camper insurance coverage. Like vehicle insurance, RV coverage is required. Most states require underinsured or uninsured insurance, and each state requires you to have minimum liability coverage if you drive the vehicle on the […]

How Does Electrical Contractors Insurance Work?

Insurance for self-employed electricians is a priority. Because of the various exposures electricians face, it’s important they have an insurance policy that’s customized with both general and specialized coverage.  To run an electrical business smoothly, it’s essential you understand the importance of electrical contracting insurance, the risks electricians face, and the different types of coverage […]

What is Snow Plow Insurance for a Contractor?

If you’re a snow plow contractor or own a snow removal business, one necessity to protect your vehicles, company, and other aspects of your business is snow plow insurance. Generally, snow plow contractors are required by law to obtain a certain level of snow plow insurance coverage. Following a snow and/or ice storm, snow removal […]

What is Hazard Insurance?

When it’s time to purchase or refinance your home, you could have a lot to learn. You’ll come across various concepts and terms that might not be familiar to you, and in many cases, certain words will mean the same thing. A good example is the term “hazard insurance.” Because most people finance their purchase, […]

If a Neighbors Tree Falls onto Your Property, What is Covered By The Neighbor’s Insurance Policy?

Trees. They are beautiful in the spring and fall, provide valuable shade in the summer, and break the wind when winter’s worst blows bitter cold into your home. Tall trees with big branches offer perfect locations for tree houses, tire swings, and endless hours of summer fun for kids of all ages. But what happens […]

What Do You Need When You Start a Trucking Company?

There are plenty of things you need when you start a trucking company. You need trucks, drivers, loading equipment — and customers who want you to move their goods from one location to the next.  You also need an appropriate amount of insurance protection and various coverage types to protect your business, your drivers (and […]

Worker’s Compensation Changes Due To COVID-19

COVID-19 has undoubtedly changed so many things in our world. A condition that initially required 15 days to “flatten the curve” is changing lives, and even ending some lives, six months and counting, later. Existing worker’s compensation laws before COVID-19 specifically excluded situations in which communicable illnesses, such as flu or common colds, were spread […]

How Umbrella Insurance Works To Protect Your Family

Umbrella insurance is something you’ve probably heard of but may not fully understand. You may even believe it is something you don’t really need. Unfortunately, we live in a litigious society that is making it more and more difficult for people or families to manage without the financial protection umbrella insurance affords. Here’s what you […]

What Type of Insurance Do You Need as a Contractor

As a contractor, you wear many hats. You may perform a dozen different jobs in one day on a single jobsite or on multiple sites throughout your service area. These are just a few of the hats you may wear on any given day: Electrician Plumber Roofer Painter Landscaper Drywaller Builder Masoner HVAC contractor Heavy […]

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