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Tips to Get Your Home And Yard Ready for Fall Weather
It’s time to trade in your summer clothes and iced coffees for cozy sweaters and pumpkin spice lattes, among other things. With cooler weather closing in fast, you’ll want to start thinking about fall weather and how you should prepare your home and yard. Along with wintry weather looming behind autumn, there is more rain, […]
5 Things Your Homeowner’s Policy is Missing
Your home is much more than just a house. It includes the many things inside and outside your home, like your possessions, family members, property, structures, and even pets. It’s crucial to ensure that everything that makes up your home and property is appropriately insured to protect you from unforeseen losses. Every home is unique, […]
Pool Safety Tips and Insurance Considerations
Having a swimming pool in your house can be a fun way of adding more value to your life. But a swimming pool can have risks like pool injury and accidents, including drowning. According to the Centers for Disease Control and Prevention (CDC), in the U.S., children ages 1-4 have an increased chance of dying […]
Cleaning and Maintenance Tips to Prevent Insurance Claims
Whether you love the opportunity to clean, inspect, and do some maintenance work around the house, or you find it to be a tedious chore, the value of doing some much-needed cleaning is undeniable. Regularly inspecting and maintaining your house or commercial building(s) is just as important as regularly checking and maintaining your car. For […]
What is Flood Insurance and Why Do You Need It?
As defined by FEMA, a flood is: A general and temporary condition of partial or complete inundation of 2 or more acres of normally dry land area or of 2 or more properties (at least 1 of which is your property) from: Overflow of inland or tidal waters; or Unusual and rapid accumulation or runoff […]
5 Questions to Ask Home Insurance Agent
Before shopping for home insurance, you need to know the factors that can help you get the insurance that matches your needs. Ask your insurance agent the following questions to determine the type of insurance, the coverage, and the insurance details that can help you choose the right home insurance policy. 1. What is the […]
What is Guaranteed Replacement Cost?
Losing your home to a fire or natural disaster is one of the worst things that can happen to any homeowner. What can make it even worse is finding out later that you lack the homeowner’s insurance coverage to rebuild your home back to what it was before the disaster. This is why we recommend […]
Does Insurance Cover Damage From Wind Related Weather?
Obviously living in areas frequented by strong winds and storms such as tornadoes, hurricanes, and blizzards requires an understanding of wind-related coverages, but with the changing weather patterns, everyone may be susceptible to a wind loss Insurance Coverage Explained Most commercial and personal policies have a general provision for damage caused by windstorms and hailstorms. The […]
Tips To Prepare Your Home and Car for The Fall
As you prepare to change your wardrobe from summer swimsuits and sandals to turtleneck sweaters and boots for the fall season, don’t forget your car and home. Fall brings beautiful foliage along with its shorter daylight, light rain, and cooler weather. For this reason, it’s always advisable to be prepared well in advance. Here are […]
What Damage is Covered Under Hurricane Insurance?
Hurricanes have always been something that people who live in hurricane-prone areas have had to watch for, not only because they can be harmful to humans themselves but also because they can seriously damage personal and commercial property. Hurricane season lasts from June through November, hitting its peak in September. Still, with recent climate data, […]
