What Type of Insurance Do You Need as a Landscaper?

As a landscaping business owner, you might fear you don’t have the right amount of insurance protection to meet your needs. That’s more than a legitimate concern because failing to have adequate protection for your business places you in serious risk if something goes wrong. So, what types of insurance coverages do you need for […]

Employer Company Car Accidents & Violations: Who is Liable?

When employees use business vehicles for business errands, the question of liability and responsibility often arises. Who is responsible for acts of drivers in business vehicles? It’s a question some employers do not even consider until a violation, accident, property damage, or injury has occurred. If you are one of the many employers who hasn’t […]

What is Replacement Cost on Contents and Building?

When buying insurance or shopping around for policies, you’ll come across many terms that might seem foreign to you. At least in the concept of buying insurance. One of those terms is “replacement cost.” You need to take the time to learn about this one because it’s an important term to understand. Whether you’re insuring […]

Own a Snow Plow Company? Make Sure You Have the Right Insurance

As winter begins, snow plow companies of all sizes are getting ready for work. You know the work that goes into preparing your crews for the long winter ahead involves many tasks, including: Checking equipment Performing routine vehicle maintenance Verifying salt supplies Updating GPS navigation and tracking devices Confirming routes There is one other thing […]

How to Prepare Your Business for Health Insurance Open Enrollment

Open enrollment for health insurance through the healthcare marketplace begins November 1, 2018, and lasts through December 15, 2018. Plans sold during this enrollment period go into effect on January 1, 2019. As a business owner, you can follow the same formula for open enrollment periods with plan changes going in effect at the first […]

What Insurance is Needed for a Company Event?

Depending on the type of company you operate, you could find yourself hosting various company events throughout the year. The events could be for a variety of reasons from training to celebrating to simply building relationships within your organization. Some of the events include things like: Picnics Holiday Parties Retreats Company Outings Training Events Product […]

How to Prepare Your Business for Hurricane Season

While hurricanes can happen at any time of the year, hurricane season officially begins June 1 and ends on November 30. These are the months when hurricanes are most likely to occur in the Atlantic region. Businesses operating along coastal (or inland from coastal regions) may suffer severe damage when hurricanes strike. Just like preparing […]

Insurance and Liability Issues of Outdoor Employee Areas

Many businesses are eager to offer something extra to their employees. Sometimes these little extras come in the form of business perks, like Food Truck Fridays or having someone come into the office to offer massage services or car detailing to employees. Sometimes, it’s something more lasting, like setting up an outdoor seating area for […]

Building Owners: Preparing for Your Annual Fire Inspection

Owning a building is a huge responsibility. You have a responsibility to the people who live or work in your property to provide a safe environment. One way that you can better protect your tenants is through annual fire inspections. While the process may seem a little harrowing or nerve-wracking when you’re going through it, […]

Own or Starting a Restaurant? Make Sure You are Properly Insured

Whether you’re a long-time restaurant owner or just starting out in the restaurant industry, adequate insurance coverage is critical. You’ve put a lot of heart, soul, money, and sweat equity into making your restaurant ownership dreams a reality. Protect that investment with the right types and amounts of restaurant insurance coverage. Restaurants have somewhat unique […]

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