5 Things Your Business Owners Policy is Missing
If you own a small enterprise and looking for an insurance policy for your business, a business owner’s policy, or BOP, can be a great solution. Below we go over what a business owners policy is, what it covers, its advantages, and things your BOP might be missing. What is a Business Owners Policy Insurance? […]
Cleaning and Maintenance Tips to Prevent Insurance Claims
Whether you love the opportunity to clean, inspect, and do some maintenance work around the house, or you find it to be a tedious chore, the value of doing some much-needed cleaning is undeniable. Regularly inspecting and maintaining your house or commercial building(s) is just as important as regularly checking and maintaining your car. For […]
What is Flood Insurance and Why Do You Need It?
As defined by FEMA, a flood is: A general and temporary condition of partial or complete inundation of 2 or more acres of normally dry land area or of 2 or more properties (at least 1 of which is your property) from: Overflow of inland or tidal waters; or Unusual and rapid accumulation or runoff […]
Annual Business Insurance Checkup: Make Sure You Have The Proper Coverage
Reviewing your business insurance during an annual checkup is important for ensuring your business is successful and you aren’t missing any coverage. Depending on how your business may have changed or grown since your last review, you should consider examining your policies to see if they still meet your needs. The last thing you want […]
Does Insurance Cover Damage From Wind Related Weather?
Obviously living in areas frequented by strong winds and storms such as tornadoes, hurricanes, and blizzards requires an understanding of wind-related coverages, but with the changing weather patterns, everyone may be susceptible to a wind loss Insurance Coverage Explained Most commercial and personal policies have a general provision for damage caused by windstorms and hailstorms. The […]
Using Multi-Factor Authentication (MFA) To Protect Your Business
With each separate account requiring you to create a password, it becomes a hassle to remember several different ones, so people tend to make their passwords the same for each account. While this might be okay with a complex password, people often use a simple password that is easy for hackers to guess. An article […]
What Type of Insurance is Needed for Special Events?
Special events are common in many people’s lives, and many businesses too. Whether it’s a conference, company meeting, prom, anniversary, wedding, or fundraising gala, these activities go beyond day-to-day operations. Typically, special events can’t be included under a commercial general liability or homeowner’s liability due to the nature and setting of the event. A separate […]
What Types of Insurance Do You Need as a Manufacturing Company?
In the manufacturing industry, having the proper insurance is critical. While every company hopes that all pieces of the manufacturing machine run smoothly at all times, this is not always the case. Manufacturing companies’ needs vary by industry. However, all manufacturing companies should have general liability insurance, commercial property insurance, business income insurance, and professional […]
Reopening Your Business Safely and Properly
The global pandemic of COVID-19 forced millions of businesses, offices, and schools to shut down. More than a year into it, we are finally seeing some reprieve with vaccinations and lower infection rates. However, many people are still working at home, which may change soon as COVID numbers drop. But, where do you go from […]
What Type of Insurance Do I Need For My Nonprofit?
A nonprofit organization, also known as a not-for-profit organization, is a legal entity organized and operated for a collective, public or social benefit whose funds and revenues are reinvested in the organization to achieve their mission goals. Nonprofit organizations are typically designated as 501(c)(3), which means the Internal Revenue Service has approved them as a […]