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6 Home Fire Safety and Prevention Tips

6 Home Fire Safety and Prevention Tips
The National Fire Protection Association (NFPA) reports that in 2016 there were more than 1,342,000 fires reported in the U.S. resulting in 3,390 civilian deaths and approximately $10.6 billion worth of property damage. These numbers equate to a home structure fire reported every 90 seconds in...

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7 Steps To Prepare Your Home for Hurricane Season

Hazardous weather impacts New York and New Jersey residents frequently — including hurricanes.  In fact, the Insurance Information Institute’s reports that homes in the states of New York and New Jersey had property damage because of one of the three most costly hurricanes in the...

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How Do Insurance Companies Determine Home Replacement Value?

A home is the single biggest investment you’re likely to make in your lifetime. It’s important to protect that investment. This means that you need to not only have insurance protection, but also have an appropriate amount of insurance coverage so that if your home is damaged or needs to be...

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Renting Your House With Airbnb? Make Sure You Are Insured Properly

Are you renting out your home through Airbnb? It’s tempting to put your empty home to work earning money for you. Or even a room recently vacated by a college-bound student. Just be sure, before you dive into an agreement, that you have the right kind of insurance to protect your family should...

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Will My Insurance Pay To Have a Dangerous Tree Removed?

Tree are quite common around houses and in communities throughout the U.S. Occasionally time, disease, and the elements take a toll on trees, turning them into dangers to your own property or the property of others. Does Insurance Pay for the Removal of Standing Trees? Most home insurance...

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Is Damage From A Hurricane Covered?

While hurricanes can occur at any time of year, the main season for hurricanes is June through November. Historically, these are the dates when tropical activity is most likely to occur. Before hurricane season gets fully into swing, it’s a good idea for anyone living in a coastal community,...

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Does Owning a Pool Affect Insurance Rates?

The idea of owning your own swimming pool may sound like the perfect, most refreshing idea for a summer day. Before you take the dive and start the process, it’s a good idea to explore how pool ownership will impact your  insurance rates. The Legalities of Pool Ownership For insurance...

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4 Things Every Homeowner Should Ask Their Insurance Agent

  Your home is your castle. It is your shelter from the world – a place of comfort and safety for you and your family. It’s important to get the right kind of insurance protection for your home so that when disasters occur, you can get your home, and life back, back in order as quickly as...

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Why You Should Bundle Your Home and Auto Insurance

If you watch television, you’ve probably heard about the possibility of bundling insurance policies, but you may not fully understand what it involves or what it can mean for you and your insurance coverage. Bundling occurs when you purchase more than one policy from the same insurance company...

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