Home Insurance Archives - Page 2 Of 6 - Otterstedt Insurance Agency

Cleaning and Maintenance Tips to Prevent Insurance Claims

Written on May 31, 2022.

Whether you love the opportunity to clean, inspect, and do some maintenance work around the house, or you find it to be a tedious chore, the value of doing some much-needed cleaning is undeniable. Regularly inspecting and maintaining your house or commercial building(s) is just as...

What is Flood Insurance and Why Do You Need It?

Written on May 9, 2022.

As defined by FEMA, a flood is: A general and temporary condition of partial or complete inundation of 2 or more acres of normally dry land area or of 2 or more properties (at least 1 of which is your property) from: Overflow of inland or tidal waters; orUnusual and rapid accumulation...

5 Questions to Ask Home Insurance Agent

Written on March 25, 2022.

Before shopping for home insurance, you need to know the factors that can help you get the insurance that matches your needs. Ask your insurance agent the following questions to determine the type of insurance, the coverage, and the insurance details that can help you choose the right...

What is Guaranteed Replacement Cost?

Written on December 22, 2021.

Losing your home to a fire or natural disaster is one of the worst things that can happen to any homeowner. What can make it even worse is finding out later that you lack the homeowner’s insurance coverage to rebuild your home back to what it was before the disaster. This is why we...

Does Insurance Cover Damage From Wind Related Weather?

Written on November 5, 2021.

Obviously living in areas frequented by strong winds and storms such as tornadoes, hurricanes, and blizzards requires an understanding of wind-related coverages, but with the changing weather patterns, everyone may be susceptible to a wind loss Insurance Coverage Explained Most...

Tips To Prepare Your Home and Car for The Fall

Written on September 28, 2021.

As you prepare to change your wardrobe from summer swimsuits and sandals to turtleneck sweaters and boots for the fall season, don’t forget your car and home. Fall brings beautiful foliage along with its shorter daylight, light rain, and cooler weather. For this reason, it’s...

What Damage is Covered Under Hurricane Insurance?

Written on August 30, 2021.

Hurricanes have always been something that people who live in hurricane-prone areas have had to watch for, not only because they can be harmful to humans themselves but also because they can seriously damage personal and commercial property. Hurricane season lasts from June through...

Back To School: Tips To Get Your Insurance in Order

Written on July 20, 2021.

Your child just graduated high school and is heading off to college. As a parent, you have a lot on your plate. Helping them pack, preparing to move, ensuring they have everything they need to be successful in college are just a few things you need to consider. But have you thought about...

Vacation Rentals: Don’t Make These 6 Mistakes

Written on June 30, 2021.

The increasing popularity of short and long-term rental properties listed by owners has really blown up the traveling industry, as has renting RVs. Being able to stay in one place when traveling is kind of empowering. But many travelers have made mistakes when it comes to renting...

Expensive Gifts for Mothers and Fathers Day

Written on May 27, 2021.

It’s nice when your children are able to purchase expensive gifts for your Mother’s Day and Father’s Day festivities. These gifts are from the heart, but they also have a monetary value. For this reason, it’s important to make sure you get the right type of...