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Explain My Coverage

Written on February 12, 2019.

Understanding the types of insurance coverages available is a critical part of protecting you and your families financial security. Below are some of the top insurance coverages the average household requires. Auto Insurance Coverage Auto insurance coverage provides financial...

Who is Liable for a Slip and Fall on Ice at Your Home?

Written on January 23, 2019.

Slip and fall injuries are tricky things, legally speaking. That doesn’t mean that homeowners bear no legal responsibility, or liability, for slip and fall injuries occurring on their property. When people slip and fall on ice at your home, whether it be a guest, the mailman or a...

What is Replacement Cost on Contents and Building?

Written on January 3, 2019.

When buying insurance or shopping around for policies, you’ll come across many terms that might seem foreign to you. At least in the concept of buying insurance. One of those terms is “replacement cost.” You need to take the time to learn about this one because it’s an important term to...

Does My Insurance Policy Cover HVAC Failure?

Written on December 27, 2018.

Your home’s HVAC system helps keep your family comfortable inside its walls regardless of what’s going on outside. In the summer, a properly functioning HVAC system will keep your family cool and comfortable. During the winter, it will keep you cozy and warm. When your HVAC system isn’t...

Winter Safety Tips for Wood and Gas Burning Fireplaces

Written on December 19, 2018.

After a full day of sled riding or building a snowman with the kids or shoveling the driveway and sidewalk, there is nothing like coming out of the cold, making some hot chocolate and warming up in front of your cozy fireplace. However, your fireplace, whether it is a wood burning or a gas...

Will My Policy Premium Stay the Same Every Year?

Written on December 13, 2018.

Because so many things can change in a year, it’s important to review your policy annually to determine which, if any, changes you need to make in coverage. These are some of the things that can affect your policy premiums from year to year. Claims The unfortunate reality is that...

Don’t Forget to Insure That Special Gift This Holiday Season

Written on November 27, 2018.

Tis the season for gift giving. Some gifts put a much larger dent in your wallet than others. That is why it’s so important to make sure you get the right kind of insurance to help you protect your investment in costlier holiday gifts. Fortunately, there are several avenues available to...

7 Tips to Keep Your Kids Safe Around the Pool

Written on July 31, 2018.

Backyard swimming pools make summer fun possible for many families. In some instances, it’s the only escape from sometimes oppressive summer heat. Unfortunately, the American Red Cross reports that nearly 200 children drown each year in backyard swimming pools. These tips can help keep...

What New College Graduates Need to Know About Insurance

Written on May 31, 2018.

You’ve just graduated college and the world is at your feet. Before you go out into the world, it’s important to learn a few key facts about insurance and your need for it. This guide will walk you through three of the most common types of insurance you’re likely to need: Health Insurance...

How To Create a Home Inventory & Why It’s Important

Written on March 20, 2018.

If there was a fire, flood, or another disaster, would you know all the possessions you had? Chances are, you wouldn’t. That’s why a home inventory list is important, whether you live in a single-family home, condo, or apartment. It will help you determine your losses and make your...