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How Do I Know If My Contractor Is Insured?

So you hired a painter to come in and paint your family room. He came well recommended from a good friend who said he did a great job and that the price was fantastic. You interviewed him and he said all the right things and your friend was right – the price was fantastic. You shook hands...

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Thinking of Getting a Drone? Think About Insurance

If you are someone who likes to keep up with the latest gadgets and are thinking about adding a drone to your “toybox,” you should probably check your homeowner’s or renter’s insurance policy to see if you are covered for damage to it or damage it might cause. Or if you are a business...

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Why You Need a Personal Umbrella Insurance Policy

Normal activities put you at risk of having an accident every day. You could end up being at fault for a very serious accident, proving you don’t have to be a millionaire to get sued like one. A personal umbrella insurance policy is made to protect you when your auto or homeowner’s insurance...

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What Does Flood Insurance Cover?

Standard homeowners insurance policies do not cover floods. Most people need to purchase coverage from the National Flood Insurance Program, usually called the NFIP. Even though the NFIP is a government program that was established to help property owners buy affordable flood...

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Does the age of your home affect home insurance costs?

Are you considering buying an older home? Perhaps it is the classic structure of a home built several years ago that attracts you. Maybe you are drawn to the charm of an eclectic neighborhood right in the middle of your city or town. However, when looking at these older homes, you should not...

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