Auto Insurance Archives - Page 3 Of 5 - Otterstedt Insurance Agency

What New College Graduates Need to Know About Insurance

Written on May 31, 2018.

You’ve just graduated college and the world is at your feet. Before you go out into the world, it’s important to learn a few key facts about insurance and your need for it. This guide will walk you through three of the most common types of insurance you’re likely to need: Health Insurance...

Tire Blow Out: What do I do now?

Written on May 29, 2018.

By Nikki Allegretti A not so funny story happened when I was on my way home from my job at Otterstedt Insurance Agency. My tire exploded on Interstate 80. I didn’t feel it, I didn’t hear it, and I didn’t know what to do. I panicked when a truck driver signaled me to pull over because...

Winter Driving Safety Tips

Written on December 22, 2017.

Driving in severe weather conditions can be both dangerous and frightening. When heading out in harsh weather, you need to be prepared so you can effectively and safely handle winter road emergencies. AAA advises drivers to stay cautious when you’re driving in severe winter weather. Even an...

Should I File a Car Insurance Claim?

Written on November 29, 2017.

Most of the time, if you have a car accident, you should file an insurance claim to help pay for the costs of repairs. There are some occasions, though, when it might not be in your best interest to file a claim with your insurer, like those mentioned below. The Damages in a Single Car Accident...

What Does No Fault Insurance Mean in New Jersey?

Written on October 31, 2017.

As you most likely know, auto insurance is required in the state of New Jersey. Something that is somewhat different in New Jersey when compared to other states in the country is the existence of no-fault auto insurance laws. While the name implies that there is no fault assigned in auto...

Can I Have My Personal Auto Policy Added to My Business Policy?

Written on September 29, 2017.

Getting the right kind of auto insurance coverage to meet your needs, whether you’re insuring a business or personal vehicle can be a bit tricky. When you use the same vehicle for personal and professional purposes, though, it becomes trickier still – with many people wondering if they can add...

What Happens if You Get Hit By an Uninsured or Underinsured Motorist?

Written on September 19, 2017.

Different states have different laws in place to protect you, as a driver, from other motorists on the road. One of those is a minimum requirement for auto insurance. In New Jersey and in New York, all drivers on the road are required to carry a certain amount of liability coverage to protect...

Can Someone Sue You for a Car Accident if You Have Insurance?

Written on August 24, 2017.

If it turns out you were at fault for a car accident in New Jersey or surrounding areas, you may wonder how much money it will cost you. Along with the hassle, it could cost you a lot of money if you don’t have proper insurance. Even if it’s just a minor accident where there were...

The Top 5 Things You Should Do When Your Windshield is Damaged

Written on June 29, 2017.

A damaged windshield can really cramp your style when driving. Not only does it mar the perfection of the car you’ve invested so much in, but it also can cause issues with visibility and your field of vision. This limited field of vision can put your ability to drive defensively at risk....

6 Tips When Shopping for Auto Insurance

Written on April 11, 2017.

Auto insurance is a necessity of driving. It also serves as a vital safety net when accidents occur – if you have the right kind of coverage that meets your needs. Consider these important tips when you are shopping for auto insurance to help you get the right coverage for the right...