When it comes time to get a new vehicle, you may decide to lease it since it provides an excellent way to get yourself into a brand new model that is more affordable. However, it’s important that you understand the process of leasing a car and insuring a leased vehicle before you make...
How Do Car Insurance Deductibles Work?
When buying car insurance you’ll hear a lot of unfamiliar words along with some that seem familiar. One of those words, deductible, can be instrumental in determining your auto insurance premiums as well as how much you pay out of your pocket when accidents occur. Choosing the right deductible...
What Does Gap Insurance Cover?
Gap insurance is one type of insurance coverage that might puzzle many drivers. Understanding what this type of coverage does and does not protect will help you make an informed decision about whether it’s the right choice for you.
In order to discuss what gap insurance covers, it is best...
How Do Insurance Companies Determine The Value of a Totaled Car?
When you are in an accident that does sufficient damage to your car, the insurance company considers the car a total loss. That does not necessarily mean you get the full retail value of your vehicle from the insurance company. Instead, you receive an amount, determined by the insurance...
Should I Purchase Rental Car Insurance?
Renting a car can be confusing. When you are standing at the rental car counter and are in the process of filling out your paperwork to rent the car, oftentimes you will experience a high-pressure pitch to purchase rental car insurance. But is this something you really need to buy?
There are a...
How to Lower Car Insurance for Teenagers
For many teens, getting a driver’s license is the first of many important rites of passage. For their parents, on the other hand, it opens a new world of fears and concerns. Aside from the safety concerns, there are concerns over auto insurance and the impact of adding a teen driver to your...
Should I Select My Health Insurer For Auto Personal Injury Protection?
You have many important decisions to make when purchasing auto insurance. Among those decisions is one involving Personal Injury Protection (PIP) coverage. Some people have the option to designate their personal health insurance provider as the primary source for payment of medical expenses in...
Why You Should Bundle Your Home and Auto Insurance
If you watch television, you’ve probably heard about the possibility of bundling insurance policies, but you may not fully understand what it involves or what it can mean for you and your insurance coverage. Bundling occurs when you purchase more than one policy from the same insurance company...
My Auto Insurance Company Canceled My Policy, Now What?
You go to the mailbox and find that there is a letter from your auto insurance provider. The letter states that your policy has been canceled, and you are completely blindsided. You can’t help but wonder why your policy has been canceled, and you don’t know what you should do about it. Here is...
Who Is Covered On My Auto Insurance Policy?
When you hand over your car keys, many questions may enter your mind. The most important is this: if the driver causes an accident, will they be covered by your auto insurance policy?
If you’re confused about where coverage comes from, remember car insurance follows the car, not the...