If you have just been in a car accident or ticketed for a traffic violation, you may have heard conflicting information regarding how long the accident or ticket will stay on your record and how it will affect your insurance premium.
The short answer is that the accident or ticket will...
Why You Need a Personal Umbrella Insurance Policy
Normal activities put you at risk of having an accident every day. You could end up being at fault for a very serious accident, proving you don’t have to be a millionaire to get sued like one. A personal umbrella insurance policy is made to protect you when your auto or homeowner’s insurance...
Who Does My Auto Insurance Policy Cover?
Fewer questions are as confusing and come up as often as this question on who is covered by an auto insurance policy. The best answer might be to call us or a local insurance agency in your state to ask questions about your specific situation. Because types of car insurance and state rules vary...
Back-to-College FAQs
If your son or daughter is one of about 20 million American college students who have headed back to college for the fall semester, then you are running out of time to make sure he or she has proper insurance coverage. This is no time to suffer from unexpected losses because of improper...
Car Insurance Risks of Ride Sharing
The rising popularity of car and ride sharing is easy to understand. These days, many people hope to balance their need for transportation against concerns over the environment or a need to stretch their budget. However, people who participate in ride sharing may experience some issues with their...
Can a Driver Refuse To Give Insurance Information In a Car Accident?
Getting into a car accident is stressful enough without having to deal with an uncooperative person. However, if the driver refuses to provide you with their insurance information, there are still several options available to you, and you can even retain a lawyer to help pursue a difficult to...
Does My Car Insurance Carrier Get Notified If I Get A Speeding Ticket?
Among the factors that will determine how much a driver will have to pay for their car insurance, the driving record is one of the most critical. The difference between a driving record that is clean and one that is filled with citations could cost hundreds of dollars out of pocket each...
If My Adult Child Borrows My Car, Is He Covered by My Insurance?
If your adult child, or anyone else for that matter, drives your car, the driver is covered by your auto insurance policy. The reason is that car insurance follows the car, not the motorist.
This fact has ramifications for you as the owner of the insured car. Here is a look at several...
If I Get in a Car Accident and Someone Sues Me, Can I Lose My House?
If you are involved in a car accident, there is always the chance that litigation may result. Here is a look at the circumstances around personal injury lawsuits after a car accident.
When Can I Be Sued?
If you were driving the car and caused the accident, it is possible you can get...
Why Does My Auto Insurance Premium go Up If I Have an Accident or Get a Ticket?
Bad news: Insurance companies will most likely raise your rates if you have an accident.
Good news: They often don’t raise it if you get a ticket.
Here’s a look at how insurance companies decide if your rates will get bumped.
Rates and an Accident
Car insurance rates don’t...
