Auto Insurance Archives - Page 2 Of 5 - Otterstedt Insurance Agency

Auto Insurance Claims Process: What if I’m At Fault?

Written on December 6, 2019.

Auto insurance is one of those products in life you purchase, hoping never to need. Even if you do find yourself in need of making an auto insurance claim, the process is one that is, hopefully, rare enough that no one is really an expert at filing. What many people aren’t aware of is...

Auto Insurance Claims Process: PIP Claims

Written on October 25, 2019.

While not required for drivers in all states, PIP insurance is becoming an essential form of insurance protection for drivers in many states across the country. Additionally, more states are beginning to require this specialized form of insurance to help drivers manage medical costs...

Auto Insurance Claims Process: Damage To My Car

Written on September 20, 2019.

Most people only rarely need to file insurance claims, and therefore, aren’t that knowledgeable in how to file first-party auto insurance claims. Understanding the claims process for first-party claims can help make sure you have all your ducks lined up for a more successful claims process...

What Type of Insurance Do You Need as a Rideshare Driver?

Written on April 27, 2019.

Rideshare drivers have unique insurance needs and often find out, too late, that their existing insurance coverage does not protect them if they have an accident while driving to pick up passengers or returning home after dropping passengers off. Doesn’t the Rideshare Company Provide...

The Risks of Being Underinsured

Written on February 26, 2019.

You probably know by now how important it is to have insurance coverage. What you may not know, until you find yourself filing a claim, is that being underinsured on your home, auto, personal umbrella, renters, flood, or liability insurance protection can be really painful as well. In...

Explain My Coverage

Written on February 12, 2019.

Understanding the types of insurance coverages available is a critical part of protecting you and your families financial security. Below are some of the top insurance coverages the average household requires. Auto Insurance Coverage Auto insurance coverage provides financial...

Will My Policy Premium Stay the Same Every Year?

Written on December 13, 2018.

Because so many things can change in a year, it’s important to review your policy annually to determine which, if any, changes you need to make in coverage. These are some of the things that can affect your policy premiums from year to year. Claims The unfortunate reality is that...

6 Tips To Avoid Driving Distractions & Focus On The Road

Written on October 30, 2018.

Health ailments aren’t the only thing claiming lives. Studies have revealed that road-related deaths are becoming so common that they’ve reached epidemic levels. According to research, approximately 9 Americans die each day from automobile accidents. In 2016, there were more than 40,000...

How Does No Fault Auto Insurance Work?

Written on September 20, 2018.

The term “no-fault” when it comes to auto insurance has been somewhat misused and abused over the years. The important thing to understand is that there are only 16 states (plus Puerto Rico) that have no-fault auto insurance laws. If you do not live in Puerto Rico or one of the following...

Summer Vacation Road Trip Preparation Tips

Written on June 20, 2018.

A recent AAA telephone study revealed that nearly 80 percent of U.S. families (among those participating in the survey) are planning road trips this summer, according to the Pittsburgh Post-Gazette. This is an increase of more than 10 percent from the summer of 2017 despite higher gas...