Business Insurance Archives - Page 5 Of 8 - Otterstedt Insurance Agency

What Type of Insurance Do You Need as an Electrician?

Written on October 30, 2019.

Electricians do important work on homes and businesses of all shapes and sizes. You work in all weather conditions to help bring light and warmth to the homes of others. In addition to the hazards you face from the work you do, you also face risks from mistakes, accidents, and more. The...

Snow Removal Company Liability Insurance & Contract Language

Written on September 27, 2019.

Snow removal companies are often the first line when it comes to digging out in the aftermath of snow and ice storms across the country. They are the ones called upon to get out there and remove the snow and ice, so the rest of the community can return to school, work, and business as...

What Type of Insurance Do You Need As a Commercial Trucking Company?

Written on August 22, 2019.

Commercial trucking insurance is important coverage for an owner-operator or small business providing trucking services. Your insurance options will differ depending on the type of truck your drivers’ are driving, the goods they’re carrying, their number of years’...

What Type of Insurance Do You Need As a Pool Service Company

Written on July 26, 2019.

As a pool service company, you provide a wide range of services to enhance the outdoor livings for the families you serve. For this reason, you need to make sure you choose insurance coverage that offers sufficient protection for all the jobs you do. Jobs that may include any or...

What Type of Insurance Do You Need as an HVAC Contractor?

Written on June 26, 2019.

HVAC contractors can be some of the most popular people in your town or community. When people need their air conditioning repaired in the middle of a heat wave or heaters replaced during the worst weather winter, you come in and save the day or night. That doesn’t mean your job is not...

Why Work With an Independent Insurance Agent?

Written on May 30, 2019.

You’ve probably been told or have read that it is best to work with an independent insurance agent. But what you may not have been told is why. There are many reasons why working with an independent agent is better than working with an agent tied to a single company. Independent Agents...

NJ Businesses Take Note: Paid Sick Leave Is Now Mandatory for All Employees

Written on May 15, 2019.

Since October 29, 2018, New Jersey requires all employers to provide paid sick leave to covered employees regardless of whether the employee is full-time, part-time, or seasonal and regardless of the size of the employer. An employee who works for an employer located outside of NJ but...

What Type of Insurance Do You Need as a Rideshare Driver?

Written on April 27, 2019.

Rideshare drivers have unique insurance needs and often find out, too late, that their existing insurance coverage does not protect them if they have an accident while driving to pick up passengers or returning home after dropping passengers off. Doesn’t the Rideshare Company Provide...

What Type of Insurance Do You Need as a Landscaper?

Written on April 16, 2019.

As a landscaping business owner, you might fear you don’t have the right amount of insurance protection to meet your needs. That’s more than a legitimate concern because failing to have adequate protection for your business places you in serious risk if something goes wrong. So, what...

What Type of Insurance Do You Need as a Plumber?

Written on March 21, 2019.

Plumbing businesses are businesses. Just like any other businesses, you need business insurance to protect your personal interests and assets. Whether you are a residential or commercial plumber, you have unique challenges, risks, and insurance needs. These are among the types of...