Business Insurance Archives - Page 4 Of 8 - Otterstedt Insurance Agency

Does Your Current Insurance Policy Protect You If a Hurricane Strikes?

Written on July 23, 2020.

While hurricanes can occur any time of the year, the official hurricane season begins June 1 and ends November 30 each year. As we approach the peak of hurricane season, which occurs mid-August through the end of October, it’s important to ensure your insurance protection is adequate...

How Dash and Security Cameras Can Help Defend You in a Lawsuit

Written on June 26, 2020.

When it comes to personal injury or property damage lawsuits, video recordings may be used in many types of cases, such as vehicle accidents, home thefts, personal injuries, and more. Depending on the location of the video recording device, footage of the incident can go a long way toward...

Must-Have Insurance Liability Coverages for a Pest Control Business

Written on June 23, 2020.

Liability insurance protects businesses of all types from claims that happen from normal business operations. For a pest control business, though, there are additional liabilities to consider. It’s important to make sure you have the right kind of liability insurance protection to meet...

6 Data Breach Risks for Work From Home Employees

Written on May 19, 2020.

Business owners have quite a lot to worry about as more people are working from home and telecommuting than ever before, and will likely continue for some time. Whether the result of COVID-19 stay-at-home regulations or a shift to a more modern workforce, your employees could be...

Factors to Consider When Choosing an Insurance Agent for Your Business

Written on April 29, 2020.

Your business is your baby. You’ve labored hard to bring it into the world, and you don’t want to trust it to just anyone, especially when it comes to someone as important as your insurance agent. It’s essential to take the time to choose your business insurance agent carefully and with...

How Often Should I Review My Insurance Policies?

Written on April 20, 2020.

Your insurance coverage is important. You want to make sure you have the right protection and the right policies to meet your needs today. Of course, your needs are likely to change over time. That is why it’s essential to review your insurance policies. The policy you purchase in your...

What Type of Insurance Do You Need as a Tow Truck Company?

Written on February 28, 2020.

Tow truck companies perform valuable services for their communities. If you own a tow truck company or are considering purchasing one, tow truck insurance is a necessity. The insurance needs of tow truck companies vary significantly from one company to the next. Working with an...

7 Tips to Help Reduce the Risk of a Data Breach

Written on January 23, 2020.

One of the most terrifying things for all businesses today is the risk of a data breach. According to Forbes, small businesses account for 58 percent of cyber attacks, and the costs of recovering from a breach will put many small businesses out of business. In fact, 60 percent of small...

10 Winter Driving Tips for Commercial Truck Drivers

Written on December 17, 2019.

When winter arrives, commercial truck driving in the snow can become a challenge. Twenty-one percent of vehicle accidents are due to bad weather, according to the Department of Transportation. To help, below are 10 winter driving tips for truck drivers. 1. Mind Your Speed When...

Planning For The New Year? 7 Reasons Why You Need an Independent Insurance Agent

Written on November 25, 2019.

Shopping for insurance can be overwhelming, complicated, and confusing. Not only do you want to save as much money as you can on your personal insurance or business insurance policy, but you also want to ensure you’re getting the optimal coverage you, your family, or your...