Business Insurance Archives - Page 2 Of 8 - Otterstedt Insurance Agency

Why Choose Otterstedt for Your Small Business Insurance

Written on February 3, 2022.

If you own a small business in New Jersey, you’ve probably come across many agencies selling small business insurance. But the truth is, most insurance agencies in NJ will sell insurance that meets your budget but not your small business needs. That’s where Otterstedt comes in to...

Annual Business Insurance Checkup: Make Sure You Have The Proper Coverage

Written on December 22, 2021.

Reviewing your business insurance during an annual checkup is important for ensuring your business is successful and you aren’t missing any coverage. Depending on how your business may have changed or grown since your last review, you should consider examining your policies to see if...

What Type of Insurance Do You Need as a Retailer?

Written on November 19, 2021.

Owning a business comes with many responsibilities, such as providing each customer with high-quality products as well as providing exceptional customer service, but what do you do when an injury or damage occurs? It’s important to maintain adequate insurance coverage for your...

Does Insurance Cover Damage From Wind Related Weather?

Written on November 5, 2021.

Obviously living in areas frequented by strong winds and storms such as tornadoes, hurricanes, and blizzards requires an understanding of wind-related coverages, but with the changing weather patterns, everyone may be susceptible to a wind loss Insurance Coverage Explained Most...

Using Multi-Factor Authentication (MFA) To Protect Your Business

Written on September 28, 2021.

With each separate account requiring you to create a password, it becomes a hassle to remember several different ones, so people tend to make their passwords the same for each account. While this might be okay with a complex password, people often use a simple password that is easy for...

What Type of Insurance is Needed for Special Events?

Written on August 31, 2021.

Special events are common in many people’s lives, and many businesses too. Whether it’s a conference, company meeting, prom, anniversary, wedding, or fundraising gala, these activities go beyond day-to-day operations. Typically, special events can’t be included...

What Damage is Covered Under Hurricane Insurance?

Written on August 30, 2021.

Hurricanes have always been something that people who live in hurricane-prone areas have had to watch for, not only because they can be harmful to humans themselves but also because they can seriously damage personal and commercial property. Hurricane season lasts from June through...

What Types of Insurance Do You Need as a Manufacturing Company?

Written on July 27, 2021.

In the manufacturing industry, having the proper insurance is critical. While every company hopes that all pieces of the manufacturing machine run smoothly at all times, this is not always the case. Manufacturing companies’ needs vary by industry. However, all manufacturing...

Reopening Your Business Safely and Properly

Written on June 24, 2021.

The global pandemic of COVID-19 forced millions of businesses, offices, and schools to shut down. More than a year into it, we are finally seeing some reprieve with vaccinations and lower infection rates. However, many people are still working at home, which may change soon as COVID...

What Type of Insurance Do I Need For My Nonprofit?

Written on May 20, 2021.

A nonprofit organization, also known as a not-for-profit organization, is a legal entity organized and operated for a collective, public or social benefit whose funds and revenues are reinvested in the organization to achieve their mission goals. Nonprofit organizations are typically...