Business Insurance Archives - Page 7 Of 8 - Otterstedt Insurance Agency

Building Owners: Preparing for Your Annual Fire Inspection

Written on June 29, 2018.

Owning a building is a huge responsibility. You have a responsibility to the people who live or work in your property to provide a safe environment. One way that you can better protect your tenants is through annual fire inspections. While the process may seem a little harrowing or...

Own or Starting a Restaurant? Make Sure You are Properly Insured

Written on May 17, 2018.

Whether you’re a long-time restaurant owner or just starting out in the restaurant industry, adequate insurance coverage is critical. You’ve put a lot of heart, soul, money, and sweat equity into making your restaurant ownership dreams a reality. Protect that investment with the right types and...

Why As an Attorney You Need Cyber Liability Insurance

Written on May 1, 2018.

Cyber breaches are increasing in every sector or business in the United States and around the world. This includes cyber attacks on law firms, large and small. What this means for you, as an attorney, is that you are facing greater need than ever before for cyber liability insurance. Why...

What Types of Insurance Do You Need as a Pest Control Operator?

Written on March 29, 2018.

Owning a pest control business carries a certain degree of risk. One of the tools you have at your disposal to mitigate those risks is insurance. Of course, not all insurance policies provide the right level of protection to meet your needs. Below you will find various types of insurance...

What Does Employment Practices Liability Insurance Cover?

Written on February 28, 2018.

Whether your business has one employee or 100,000 employees, you need Employment Practices Liability Insurance (EPLI) coverage to protect your interests. In today’s business climate, when employees feel they have been mistreated, abused, marginalized, or wrongfully dismissed; the first reaction...

Snow and Ice Removal: Slip and Fall Accidents

Written on January 16, 2018.

As winter approaches, it’s a good idea to have reminders of your rights and responsibilities, according to the law, for protecting other people from hazards on your property. Whether you rent or own a home or commercial property, you have specific responsibilities that need to be...

Business Owners Insurance Part 3: Income Insurance

Written on December 7, 2017.

Business owner’s insurance typically consists of three specific types of coverage. One of these is business income insurance. For some businesses facing long-term repairs, essentially a rebuilding of their business, this can be critical for helping to preserve your business during the process....

Business Owners Insurance Part 2: General Liability Coverage Client

Written on November 8, 2017.

Every business owner needs a minimum amount of insurance protection to help their business recover when emergencies arise. A business owner’s policy, or BOP, offers a bundle of essential insurance protection that will help you get back on your feet and operational in the aftermath of certain...

Business Owners Insurance Part 1: Property Damage Coverage

Written on October 16, 2017.

Property damage coverage is called many different things by different insurance carriers. It may be referred to as business property insurance (BPI) or commercial property insurance. Whatever it is called, it is one of the essential components of a solid Business Owner’s Policy (BOP). What Does...

Can I Have My Personal Auto Policy Added to My Business Policy?

Written on September 29, 2017.

Getting the right kind of auto insurance coverage to meet your needs, whether you’re insuring a business or personal vehicle can be a bit tricky. When you use the same vehicle for personal and professional purposes, though, it becomes trickier still – with many people wondering if they can add...