Why Choose Otterstedt for Your Small Business Insurance

Posted on Feb 03, 2022

If you own a small business in New Jersey, you’ve probably come across many agencies selling small business insurance. But the truth is, most insurance agencies in NJ will sell insurance that meets your budget but not your small business needs. That’s where Otterstedt comes in to provide something different.

Here’s how.

Personalized Service

Otterstedt is not the kind of insurance agency that sells policies that only align with your budget. Instead, we focus on what your small business needs in terms of coverage. We will then propose insurance policies that meet those needs, ensuring that you don’t overspend on something you shouldn’t.

Local-Based Insurance Agency

When you are a local small business owner, the last thing you want to do is deal with an insurance company that’s hundreds or thousands of miles away. You need an insurance company you can easily access, whether you need to file a claim, pay a bill, request proof of insurance, or anything in between. For this reason, Otterstedt connects you with local insurance companies that understand and can relate to your local business.

Did you also know that we are the top choice of some of the best-run businesses in the Tri-State area? This explains why we’ve managed to retain thousands of clients for more than a century. As a result, our client’s loyalty has been passed down to families and generations all over the region.

Otterstedt has a long-standing relationship with small businesses in New Jersey and the local community. Whether you live in Englewood Cliffs, Summit, Pompton Plains, Hackettstown, Hasbrouck Heights, Allamuchy, GJEM Division, or surrounding areas, Otterstedt has you covered.

We have been serving local small businesses since 1919 and built a strong bond with the local community you won’t find anywhere else. As a result of the strong relationship with local businesses and communities, not forgetting our personalized services, we were recently named one of the Top 50 Insurance Agencies in the country.

Competitive Rates

Since we’re an independent insurance agency and work with many carriers, Otterstedt offers some of the most competitive rates for small businesses in New Jersey. Don’t forget that we also provide customized policies, ensuring that you save money and stay covered at the same time!

All you have to do is tell us more about your business needs. We will then discuss your options and come up with the kind of coverage that gives you peace of mind knowing the future of your business is in safe hands.

Extensive Insurance Coverage

Business trends in New Jersey and the entire country keep changing every year. For this reason, Otterstedt stays up-to-date with the latest trends, ensuring that you get the coverage you need and when you need it.

So whether you’re an attorney, construction worker, doctor, nonprofit, social worker, truck driver, restaurant owner, or anything in between, you can always count on us when you need insurance for your small business. We handle an extensive variety of coverages and specialties.

Not sure if we provide policies for your unique business? Talk to us about it, and we’ll get you what you need!

Easy Claims Process

When you have small business insurance, the last thing you want to do is spend hours or even days trying to file a claim. Some insurance companies will keep you on hold for hours or even take days to respond to your emails. Unfortunately, many insurance agencies sell policies but are never involved in the claims process, which is frustrating for the claimant.

At Otterstedt, we have a different approach. First, we connect you with insurance companies with easy claims processes. In addition, we follow up on your claims, ensuring you get the assistance you need as soon as you need it.

If you need assistance filing a claim, contact us at 201-227-1800 during business hours or send us an email via claims@otterstedt.com.

Fast, Convenient Payments

Whether you want to make a payment to Otterstedt or your insurance company, we make the entire process easy and fast. All you have to do is visit our website, click on the Payment tab, and then choose the insurance company you want to submit the payment to.

Prioritizing Protection and Profitability

Let’s face it – you’re in business to make profits and grow. So when shopping for small business insurance, you need one that gives your business the chance to grow and stay protected. That’s what makes Otterstedt stand out in the crowded industry.

We don’t just sell you any insurance policy out there to seal the deal and move on to the next small business owner. Instead, we work only with insurance companies that understand the importance of empowering small businesses and not exploiting them financially with unreasonable rates, complicated claims processes, and so on.

So, if you’re looking for the kind of insurance agency that genuinely cares for and believes in your small business, Otterstedt is just one phone call away.