Personal Insurance Archives - Page 8 Of 14 - Otterstedt Insurance Agency

How to Prepare Your Business for Health Insurance Open Enrollment

Written on October 19, 2018.

Open enrollment for health insurance through the healthcare marketplace begins November 1, 2018, and lasts through December 15, 2018. Plans sold during this enrollment period go into effect on January 1, 2019. As a business owner, you can follow the same formula for open enrollment...

How Does No Fault Auto Insurance Work?

Written on September 20, 2018.

The term “no-fault” when it comes to auto insurance has been somewhat misused and abused over the years. The important thing to understand is that there are only 16 states (plus Puerto Rico) that have no-fault auto insurance laws. If you do not live in Puerto Rico or one of the following...

Volunteering at School? Make Sure You’re Properly Protected

Written on August 16, 2018.

Volunteering at your child’s school is a great way to be involved in your child’s education, get to know your child’s friends and classmates, and make an impact on the lives of students. More than anything else, it shows your children that you value their education and want to be involved in...

7 Tips to Keep Your Kids Safe Around the Pool

Written on July 31, 2018.

Backyard swimming pools make summer fun possible for many families. In some instances, it’s the only escape from sometimes oppressive summer heat. Unfortunately, the American Red Cross reports that nearly 200 children drown each year in backyard swimming pools. These tips can help keep...

Summer Vacation Road Trip Preparation Tips

Written on June 20, 2018.

A recent AAA telephone study revealed that nearly 80 percent of U.S. families (among those participating in the survey) are planning road trips this summer, according to the Pittsburgh Post-Gazette. This is an increase of more than 10 percent from the summer of 2017 despite higher gas...

What New College Graduates Need to Know About Insurance

Written on May 31, 2018.

You’ve just graduated college and the world is at your feet. Before you go out into the world, it’s important to learn a few key facts about insurance and your need for it. This guide will walk you through three of the most common types of insurance you’re likely to need: Health Insurance...

Tire Blow Out: What do I do now?

Written on May 29, 2018.

By Nikki Allegretti A not so funny story happened when I was on my way home from my job at Otterstedt Insurance Agency. My tire exploded on Interstate 80. I didn’t feel it, I didn’t hear it, and I didn’t know what to do. I panicked when a truck driver signaled me to pull over because...

How To Know If You Are In a Flood Zone and Need Insurance

Written on April 19, 2018.

While many people can certainly use and benefit from flood insurance, people who live in areas that are designated as flood zones must have flood insurance if they have home mortgages. Even if you do not live in a designated flood zone, it is important to understand your risks and the...

How To Create a Home Inventory & Why It’s Important

Written on March 20, 2018.

If there was a fire, flood, or another disaster, would you know all the possessions you had? Chances are, you wouldn’t. That’s why a home inventory list is important, whether you live in a single-family home, condo, or apartment. It will help you determine your losses and make your...

6 Home Fire Safety and Prevention Tips

Written on February 14, 2018.

The National Fire Protection Association (NFPA) reports that in 2016 there were more than 1,342,000 fires reported in the U.S. resulting in 3,390 civilian deaths and approximately $10.6 billion worth of property damage. These numbers equate to a home structure fire reported every 90 seconds in...