Personal Insurance Archives - Page 5 Of 14 - Otterstedt Insurance Agency

Life Insurance: Why It’s More Important Now than Ever

Written on August 27, 2020.

September is life insurance awareness month. It has never been more evident that we live in uncertain times than in the first eight months of 2020. We’ve gone from a nation where going to concerts, sporting events, movies, and dinner on the town were normal occurrences. To a...

Does Your Current Insurance Policy Protect You If a Hurricane Strikes?

Written on July 23, 2020.

While hurricanes can occur any time of the year, the official hurricane season begins June 1 and ends November 30 each year. As we approach the peak of hurricane season, which occurs mid-August through the end of October, it’s important to ensure your insurance protection is adequate...

How Dash and Security Cameras Can Help Defend You in a Lawsuit

Written on June 26, 2020.

When it comes to personal injury or property damage lawsuits, video recordings may be used in many types of cases, such as vehicle accidents, home thefts, personal injuries, and more. Depending on the location of the video recording device, footage of the incident can go a long way toward...

How Much Flood Insurance Do I Need and When Is It Required?

Written on May 28, 2020.

Flood insurance is something that everyone, regardless of where you live in the United States, should consider. Even if you don’t live in what is traditionally identified as a high-risk flood zone, you should research and understand the benefits of flood insurance. Is Flood Insurance...

How Often Should I Review My Insurance Policies?

Written on April 20, 2020.

Your insurance coverage is important. You want to make sure you have the right protection and the right policies to meet your needs today. Of course, your needs are likely to change over time. That is why it’s essential to review your insurance policies. The policy you purchase in your...

Whole Life Versus Term Life Insurance

Written on March 26, 2020.

Chances are that you’ve heard a lot about the importance of life insurance. No one really likes to discuss their own mortality or how their families will get by without them. Unfortunately, it may be one of the most important conversations you’ll have to make for the sake of your...

How Much Homeowners Insurance Do I Need?

Written on February 25, 2020.

Homeowners insurance covers more than your home. It also includes things like your personal property and can offer protection for your savings. The types and amounts of homeowners insurance you need can vary based upon several factors. Keep these considerations in mind when choosing your...

Does Home Insurance Cover Damage From Frozen Pipes?

Written on January 16, 2020.

Frozen pipes can do a real number on your home. From a total flood to massive water damage, it’s all bad news. The only worse news that could come along would be the news that your insurance refuses to pay for the damage. While this isn’t always the case, there are certain circumstances...

What Type of Insurance Do You Need for Your Recreational Needs?

Written on December 27, 2019.

As a society today, we believe in working hard and playing just as hard. We love to live out loud and outdoors. Whether your interests lean towards hunting, camping, fishing, or boating, your “toys” are investments in your recreational happiness. It’s important to protect those...

Auto Insurance Claims Process: What if I’m At Fault?

Written on December 6, 2019.

Auto insurance is one of those products in life you purchase, hoping never to need. Even if you do find yourself in need of making an auto insurance claim, the process is one that is, hopefully, rare enough that no one is really an expert at filing. What many people aren’t aware of is...