Personal Insurance Archives - Page 3 Of 14 - Otterstedt Insurance Agency

5 Questions to Ask Home Insurance Agent

Written on March 25, 2022.

Before shopping for home insurance, you need to know the factors that can help you get the insurance that matches your needs. Ask your insurance agent the following questions to determine the type of insurance, the coverage, and the insurance details that can help you choose the right...

Personal Lines Claim Stories

Written on March 8, 2022.

Having adequate personal insurance is one of the best ways to protect you, your home, and your car from costly expenses due to unpredictable situations. At Otterstedt, we understand that most individuals highly appreciate the peace of mind personal insurance provides. Here are some...

What is Guaranteed Replacement Cost?

Written on December 22, 2021.

Losing your home to a fire or natural disaster is one of the worst things that can happen to any homeowner. What can make it even worse is finding out later that you lack the homeowner’s insurance coverage to rebuild your home back to what it was before the disaster. This is why we...

Giving an Expensive Present? Here’s How To Insure It Properly

Written on November 19, 2021.

Are you searching for the perfect, extravagant gift for your wife, husband, child, or a loved one for their birthday, holiday, or special occasion? Whether it be a new car for your child’s sweet 16, an engagement ring for your bride-to-be, or an expensive “just because”...

Does Insurance Cover Damage From Wind Related Weather?

Written on November 5, 2021.

Obviously living in areas frequented by strong winds and storms such as tornadoes, hurricanes, and blizzards requires an understanding of wind-related coverages, but with the changing weather patterns, everyone may be susceptible to a wind loss Insurance Coverage Explained Most...

Tips To Prepare Your Home and Car for The Fall

Written on September 28, 2021.

As you prepare to change your wardrobe from summer swimsuits and sandals to turtleneck sweaters and boots for the fall season, don’t forget your car and home. Fall brings beautiful foliage along with its shorter daylight, light rain, and cooler weather. For this reason, it’s...

What Type of Insurance is Needed for Special Events?

Written on August 31, 2021.

Special events are common in many people’s lives, and many businesses too. Whether it’s a conference, company meeting, prom, anniversary, wedding, or fundraising gala, these activities go beyond day-to-day operations. Typically, special events can’t be included...

What Damage is Covered Under Hurricane Insurance?

Written on August 30, 2021.

Hurricanes have always been something that people who live in hurricane-prone areas have had to watch for, not only because they can be harmful to humans themselves but also because they can seriously damage personal and commercial property. Hurricane season lasts from June through...

Back To School: Tips To Get Your Insurance in Order

Written on July 20, 2021.

Your child just graduated high school and is heading off to college. As a parent, you have a lot on your plate. Helping them pack, preparing to move, ensuring they have everything they need to be successful in college are just a few things you need to consider. But have you thought about...

Vacation Rentals: Don’t Make These 6 Mistakes

Written on June 30, 2021.

The increasing popularity of short and long-term rental properties listed by owners has really blown up the traveling industry, as has renting RVs. Being able to stay in one place when traveling is kind of empowering. But many travelers have made mistakes when it comes to renting...