Otterstedt Insurance Agency Blog | Insurance Questions Answered

Stay on Top of Your Tire Pressure This Winter

Written on December 6, 2023.

The weather outside is getting frightful. You’re driving, and then that dreaded orange-yellow exclamation point pops up. Yup, winter is here. Cold weather is notorious for causing drops in tire pressure. This is because the cold temperature causes gas molecules in your tires to move...

Your Back-To-School Insurance Checklist

Written on August 11, 2023.

Summer is starting to wrap up, which means one thing: Back-To-School. You and your kids are probably gearing up for the upcoming school year. Whether your child is in another year of elementary school or if it’s your first time sending your child to college, we’ve got you covered with our...

Protecting You, Always: Our Commitment to Your Peace of Mind Continues

Written on July 10, 2023.

You’ve probably noticed it. You probably read about it. You’ve probably seen it on the news. Insurance rates have been on the rise this year. The reasons for this rise in costs are several and include the following: A large increase in the number of claims for home and auto, mostly...

5 Barbecue Safety Tips

Written on June 30, 2023.

Fourth of July weekend is here! Time for a weekend of sunshine, celebration, time in the pool or shore, and of course, lighting up the grill! While cooking on the grill is an integral part of Independence Day festivities, and accidents can always happen. Did you know, according to the...

How To Prepare Yourself For This Hurricane Season

Written on June 9, 2023.

Hurricane season has arrived. With looming tropical storms ahead this season, a responsible homeowner would want to do the best they can to prepare their home for stormy weather. By making the appropriate preparations, you can potentially save yourself by preventing possible damage. ...

5 Things to Know About Insurance This Hurricane Season

Written on June 2, 2023.

It’s official. Hurricane season has arrived. Yesterday marked the first day of the 2023 Hurricane Season. If you live in a state that’s affected by the hurricane storm, it’s a good idea to make sure your insurance policies are all set, and you’re prepared for any storms coming your...

Inspecting Your Roof After A Storm

Written on May 26, 2023.

Picture this. It’s hurricane season, and a big storm just happened. You heard the loud winds, rains, and thunderstorms and are pretty sure there had to be some damage done to the roof. As a responsible homeowner, you want to make sure all parts of your house are in good condition. With...

Do You Know How Your Roof Is Holding Up?

Written on May 19, 2023.

It’s always a good idea to routinely check the condition of your home. As a responsible homeowner, you want to make sure that all systems are in good condition. With Hurricane Season coming around the corner, checking up on your roof could save you some headaches and money. There are...

Tips to Get Your Home And Yard Ready for Fall Weather

Written on September 28, 2022.

It’s time to trade in your summer clothes and iced coffees for cozy sweaters and pumpkin spice lattes, among other things. With cooler weather closing in fast, you’ll want to start thinking about fall weather and how you should prepare your home and yard. Along with wintry weather looming...

Year End Insurance Policy Planning and Review

Written on September 27, 2022.

Every business owner needs a comprehensive insurance plan for their business. When an unplanned incident happens, your insurance policies cover a variety of exposures, including property, liability, employer, and more. Without proper coverage, your finances could receive a heavy hit, and you...