Otterstedt Insurance Agency Blog | Insurance Questions Answered

What Damage is Covered Under Hurricane Insurance?

Written on August 30, 2021.

Hurricanes have always been something that people who live in hurricane-prone areas have had to watch for, not only because they can be harmful to humans themselves but also because they can seriously damage personal and commercial property. Hurricane season lasts from June through...

What Types of Insurance Do You Need as a Manufacturing Company?

Written on July 27, 2021.

In the manufacturing industry, having the proper insurance is critical. While every company hopes that all pieces of the manufacturing machine run smoothly at all times, this is not always the case. Manufacturing companies’ needs vary by industry. However, all manufacturing...

Back To School: Tips To Get Your Insurance in Order

Written on July 20, 2021.

Your child just graduated high school and is heading off to college. As a parent, you have a lot on your plate. Helping them pack, preparing to move, ensuring they have everything they need to be successful in college are just a few things you need to consider. But have you thought about...

Vacation Rentals: Don’t Make These 6 Mistakes

Written on June 30, 2021.

The increasing popularity of short and long-term rental properties listed by owners has really blown up the traveling industry, as has renting RVs. Being able to stay in one place when traveling is kind of empowering. But many travelers have made mistakes when it comes to renting...

Reopening Your Business Safely and Properly

Written on June 24, 2021.

The global pandemic of COVID-19 forced millions of businesses, offices, and schools to shut down. More than a year into it, we are finally seeing some reprieve with vaccinations and lower infection rates. However, many people are still working at home, which may change soon as COVID...

Expensive Gifts for Mothers and Fathers Day

Written on May 27, 2021.

It’s nice when your children are able to purchase expensive gifts for your Mother’s Day and Father’s Day festivities. These gifts are from the heart, but they also have a monetary value. For this reason, it’s important to make sure you get the right type of...

What Type of Insurance Do I Need For My Nonprofit?

Written on May 20, 2021.

A nonprofit organization, also known as a not-for-profit organization, is a legal entity organized and operated for a collective, public or social benefit whose funds and revenues are reinvested in the organization to achieve their mission goals. Nonprofit organizations are typically...

What Type of Insurance Do You Need As a Carpenter?

Written on April 28, 2021.

As a carpenter or woodworking handyman, you offer an invaluable service to the people you serve, but there’s always the risk of an accident occurring or having your property damaged. Regardless of whether you’re self-employed in a solo practice or you have a team of...

What Does My Motorcycle Insurance Cover?

Written on April 23, 2021.

Motorcycle insurance offers coverage in the event you experience motorcycle loss, accident, damage, or theft. It includes liability insurance in the event you’re responsible for another individual’s property damage or injuries. These policies offer coverage for motorcycles,...

Does My Business Insurance Cover Flood Damage?

Written on March 24, 2021.

There are many perils involved in owning a business today. For this reason, many business owners purchase various commercial insurance policies. Unfortunately, many are surprised and dismayed to learn, only after they need to file a claim, that among the perils not covered by their many...