General Archives - Page 3 Of 4 - Otterstedt Insurance Agency

Own a Snow Plow Company? Make Sure You Have the Right Insurance

Written on November 29, 2018.

As winter begins, snow plow companies of all sizes are getting ready for work. You know the work that goes into preparing your crews for the long winter ahead involves many tasks, including: Checking equipmentPerforming routine vehicle maintenanceVerifying salt suppliesUpdating GPS...

How to Prepare Your Business for Health Insurance Open Enrollment

Written on October 19, 2018.

Open enrollment for health insurance through the healthcare marketplace begins November 1, 2018, and lasts through December 15, 2018. Plans sold during this enrollment period go into effect on January 1, 2019. As a business owner, you can follow the same formula for open enrollment...

What Insurance is Needed for a Company Event?

Written on September 28, 2018.

Depending on the type of company you operate, you could find yourself hosting various company events throughout the year. The events could be for a variety of reasons from training to celebrating to simply building relationships within your organization. Some of the events include things...

How to Prepare Your Business for Hurricane Season

Written on August 24, 2018.

While hurricanes can happen at any time of the year, hurricane season officially begins June 1 and ends on November 30. These are the months when hurricanes are most likely to occur in the Atlantic region. Businesses operating along coastal (or inland from coastal regions) may suffer...

Insurance and Liability Issues of Outdoor Employee Areas

Written on July 26, 2018.

Many businesses are eager to offer something extra to their employees. Sometimes these little extras come in the form of business perks, like Food Truck Fridays or having someone come into the office to offer massage services or car detailing to employees. Sometimes, it’s something more...

Building Owners: Preparing for Your Annual Fire Inspection

Written on June 29, 2018.

Owning a building is a huge responsibility. You have a responsibility to the people who live or work in your property to provide a safe environment. One way that you can better protect your tenants is through annual fire inspections. While the process may seem a little harrowing or...

Own or Starting a Restaurant? Make Sure You are Properly Insured

Written on May 17, 2018.

Whether you’re a long-time restaurant owner or just starting out in the restaurant industry, adequate insurance coverage is critical. You’ve put a lot of heart, soul, money, and sweat equity into making your restaurant ownership dreams a reality. Protect that investment with the right types and...

What Types of Insurance Do You Need as a Pest Control Operator?

Written on March 29, 2018.

Owning a pest control business carries a certain degree of risk. One of the tools you have at your disposal to mitigate those risks is insurance. Of course, not all insurance policies provide the right level of protection to meet your needs. Below you will find various types of insurance...

Business Owners Insurance Part 3: Income Insurance

Written on December 7, 2017.

Business owner’s insurance typically consists of three specific types of coverage. One of these is business income insurance. For some businesses facing long-term repairs, essentially a rebuilding of their business, this can be critical for helping to preserve your business during the process....

Business Owners Insurance Part 2: General Liability Coverage Client

Written on November 8, 2017.

Every business owner needs a minimum amount of insurance protection to help their business recover when emergencies arise. A business owner’s policy, or BOP, offers a bundle of essential insurance protection that will help you get back on your feet and operational in the aftermath of certain...