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Who Is Covered On My Auto Insurance Policy?

When you hand over your car keys, many questions may enter your mind. The most important is this: if the driver causes an accident, will they be covered by your auto insurance policy? If you’re confused about where coverage comes from, remember car insurance follows the car, not the...

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What Is Term Life Insurance?

It’s hard to think about your eventual death and where that will leave your family, but it’s an important topic to discuss. Before you buy a life insurance policy, you need to understand what term life insurance is and how it compares to permanent life insurance. Increasing your knowledge...

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How Long Does an Accident Stay on Your Record?

If you have just been in a car accident or ticketed for a traffic violation, you may have heard conflicting information regarding how long the accident or ticket will stay on your record and how it will affect your insurance premium. The short answer is that the accident or ticket will...

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Why You Need a Personal Umbrella Insurance Policy

Normal activities put you at risk of having an accident every day. You could end up being at fault for a very serious accident, proving you don’t have to be a millionaire to get sued like one. A personal umbrella insurance policy is made to protect you when your auto or homeowner’s insurance...

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Who Does My Auto Insurance Policy Cover?

Fewer questions are as confusing and come up as often as this question on who is covered by an auto insurance policy. The best answer might be to call us or a local insurance agency in your state to ask questions about your specific situation. Because types of car insurance and state rules vary...

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Back-to-College FAQs

If your son or daughter is one of about 20 million American college students who have headed back to college for the fall semester, then you are running out of time to make sure he or she has proper insurance coverage. This is no time to suffer from unexpected losses because of improper...

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Car Insurance Risks of Ride Sharing

The rising popularity of car and ride sharing is easy to understand. These days, many people hope to balance their need for transportation against concerns over the environment or a need to stretch their budget. However, people who participate in ride sharing may experience some issues with their...

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What Does Flood Insurance Cover?

Standard homeowners insurance policies do not cover floods. Most people need to purchase coverage from the National Flood Insurance Program, usually called the NFIP. Even though the NFIP is a government program that was established to help property owners buy affordable flood...

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Can My Life Insurance Company Cancel My Policy Without Notice?

For many people, life insurance policies are a critical part of planning for the financial security of other family members. After time passes, an insured person may develop an illness that will make it more difficult or even impossible to replace a terminated policy with affordable coverage....

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