Tel: 201-288-8844 Fax: 201-227-5038
At the Otterstedt Insurance Agency’s Hasbrouck Heights branch, we understand the importance of tradition and values that are so important to Hasbrouck Heights families and businesses. That’s why we are here to help you start a tradition of protecting your homes and businesses from the many perils man and Mother Nature throw your way.
Personal Insurance Policies for Hasbrouck Heights Residents
Otterstedt Insurance Agency has a long history of serving New Jersey’s insurance needs. While we are licensed to write in 39 states, New Jersey is our home. Our agents live and work in your neighborhoods and communities, like Hasbrouck Heights, offering the insurance products they use themselves to protect their families and their most prized possessions. Policies like these:
As a related insurance product, we also offer insurance for rental units, condos, co-ops, townhouses, vacation homes, and actual homes.
This includes estate planning, annuities, and term and whole life policies.
Disability, group health, long-term care, and employee benefits are all products in a health insurance line.
Don’t stop with car insurance, though, all your favorite toys and other modes of transportation need insurance too, like boats, antique cars, motorcycles, RVs, ATVs, and more.
Your home insurance doesn’t cover damage to your home resulting from floods.
You’ll need additional coverage to protect you from that. Keep in mind that there is a 30-day waiting period for flood policies unless you are purchasing or refinancing your home and the loan issuer requires flood insurance. In this instance, flood insurance goes into effect at closing.
Business Insurance for Hasbrouck Heights Businesses
Businesses in Hasbrouck Heights are important to the growth and attractiveness of the community as a place to live. Otterstedt Insurance Agency understands this and wants to give you the protection you need for your business at a price that is right for your current business situation.
We offer a standard business owners policy (BOP) that covers the needs of the average business for general liability, business property insurance, and business interruption insurance. The beauty of this policy is that it represents a deep discount on what the three coverage types offers alone and provides a nice building point where you can add other coverages, including the following, as needed.
- Business Auto Insurance
- Workers’ Compensation Insurance (if you have employees, you need this coverage)
- Flood Insurance
- Errors and Omissions/Professional Liability Insurance
We also offer specialized insurance packages for businesses according to their industries (retail, restaurant, construction, service industries, non-profit, manufacturing, finance, medical, etc.), employee benefits packages, and financial services.
Just as the city of Hasbrouck Heights has deep roots, so does the Otterstedt Insurance Agency. We believe that you are so much more than a customer, but a member of the family – and we’ll treat you as such.
The Hasbrouck Heights branch also serves nearby towns such as: Wood-Ridge, Lodi and Saddle Brook.