Auto Insurance When Leasing a Car

When it comes time to get a new vehicle, you may decide to lease it since it provides an excellent way to get yourself into a brand new model that is more affordable. However, it’s important that you understand the process of leasing a car and insuring a leased vehicle before you make that commitment. […]

Long Term Effects of Insurance Fraud

People working in the insurance industry will be quick to tell you any number of insurance fraud tales. From arson and staged car wrecks to bogus slip and falls, fraudsters have a lot of creativity when it comes to insurance fraud — and this is seriously costing the American consumers a great deal of money. […]

What Do Insurance Company Ratings Mean?

When considering an insurance company for your business or homeowner’s policy, instead of just looking at reviews, one factor you may wish to take into consideration is its financial rating. An independent agency determines an insurance company’s credit rating and gives their opinion on the financial strength of the company. The credit rating of an […]

How Do Health Insurance Deductibles Work?

Before you purchase a health insurance policy, it’s essential that you learn the basics and get an understanding of this type of insurance so you know how it works. This includes your deductible. The deductible on your health insurance policy is different than your premiums, co-pays and coinsurance. In a nutshell, your deductible is the […]

4 Important Points of a Commercial Umbrella Policy

A commercial umbrella policy is designed to provide coverage when you have expenses that are not covered by your current liability insurance policy. This type of insurance basically ‘picks up’ where your business liability coverage stops and provides you with extra coverage for property damage and bodily injury. For most situations, your standard business liability […]

What is Business Personal Property Insurance?

Owning a business is a big investment. It takes a lot of hard work, time, and money to get a business off the ground and running. It takes even more of all three combined with some degree of luck to make your business grow. It’s important to protect the investments of time, energy, money, and […]

What Does a Personal Umbrella Policy Cover?

For some people the idea of an umbrella insurance policy might, at first, appear to be a foreign concept. When you think about, though, the idea makes perfect sense. Just as an umbrella provides a shield between you and the unexpected storms of the world, so does an umbrella insurance policy – for many types […]

How Do Insurance Companies Determine Home Replacement Value?

A home is the single biggest investment you’re likely to make in your lifetime. It’s important to protect that investment. This means that you need to not only have insurance protection, but also have an appropriate amount of insurance coverage so that if your home is damaged or needs to be replaced, you will have […]

How Do Car Insurance Deductibles Work?

When buying car insurance you’ll hear a lot of unfamiliar words along with some that seem familiar. One of those words, deductible, can be instrumental in determining your auto insurance premiums as well as how much you pay out of your pocket when accidents occur. Choosing the right deductible can help you make your insurance […]

What Insurance Do You Need as a Landlord?

Most people who make the decision to invest in rental properties and become landlords do so as part of a long-term plan for investing in their future. You probably saved for quite a while to purchase that investment property. Now it’s time to protect it and your other financial interests with insurance. The question is, […]

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