Homeowners Insurance

It’s more than homeowners insurance, it’s protection for your most valued possession.

A tailored approach to one of the most personalized forms of insurance. No two homes are exactly alike. And the possessions that make it a home are always unique. Making sure you’re adequately protected if your property is damaged or if someone is injured on it requires the thoughtfulness and expertise of an Otterstedt representative. See what we mean when you request a quote or have us review your current policy.

We’re good people to have on your side. Whether you’re shopping for a policy or filing a claim, with Otterstedt you’ll always have the best and brightest working hard on your behalf. Ninety years in the business and 1000s of satisfied customers are your guarantees of our superior customer service.

We get you the most competitive pricing on the block. We have access to the best insurance companies around. We do the shopping for you, and better yet, we’ll help you make an informed decision when comparing quotes.

We’ll help you understand the fine print and complexities of coverage. With your homeowner’s policy, it’s often the questions you don’t know to ask that end up being the most important. This is when the expertise of your Otterstedt representative comes in most handy. For example, many don’t know that flood insurance is not covered by your homeowner’s policy, but we can get you a policy to do that.

Policies for mansions, mobile homes and everything in between. No matter where you live—and that includes condos, co-ops, town houses, and rental units—you need an insurance policy that protects your most valued assets. Your Otterstedt representative has the insight to direct you to a policy that provides a value without sacrificing protection. Standard policies include the following coverages—but the details are far from standard:

  • Physical structure of your home
  • Additional structures on your property
  • The contents of your home
  • Personal liability
  • Additions and alterations

Contact an Otterstedt representative to make sense of it all—and make sure you’re protected.

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